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Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500 Photo of 2022 Iridescent Pearl Tricoat Chevrolet Silverado 1500
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Basics

Exterior color
Iridescent Pearl Tricoat
Interior color
Jet Black
Drivetrain
Four-wheel Drive
MPG
15–19

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
EcoTec3 5.3L V-8 gasoline direct injection, variable valve contr
VIN
1GCUDJED1NZ501148
Stock #
O1148
Mileage
32,767 mi.

Features

Convenience
  • Adaptive Cruise Control
  • Cooled Seats
  • Heated Seats
  • Heated Steering Wheel
  • Keyless Entry
  • Keyless Start
  • Power Folding Mirrors
  • Remote Start
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • HomeLink
  • Premium Sound System
  • Satellite Radio
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
  • Sunroof/Moonroof
  • Tow Hitch
  • Tow Hooks
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Rear Cross Traffic Alert
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 10-Speed A/T
  • 10-Speed Automatic Transmission
  • 120-Volt Bed Mounted Power Outlet
  • 120V AC power outlets 1 120V AC power outlet
  • 170 Amp Alternator
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 3.23 Rear Axle Ratio
  • 4-Wheel Disc Brakes
  • 4WD type Autotrac part and full-time 4WD
  • 7,100 lbs (3,221 Kg) GVWR
  • 8 Cylinder Engine
  • A/C
  • A/T
  • ABS
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • AM/FM Stereo
  • Accessory power Retained accessory power
  • Adaptive Cruise Control
  • Adaptive Ride Control Suspension
  • Adjustable Steering Wheel
  • Aerial View Display System
  • Air conditioning Yes
  • All-in-one key All-in-one remote fob and ignition key
  • Alternator Type Alternator
  • Amplifier
  • Android Auto
  • Antenna Fixed audio antenna
  • Apple CarPlay
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto high-beam headlights IntelliBeam auto high-beam headlights
  • Auto-Dimming Rearview Mirror
  • Auto-dimming door mirror driver Auto-dimming driver side mirror
  • Automatic Emergency Braking
  • Automatic Highbeams
  • Auxiliary Audio Input
  • Back-Up Camera
  • Backup Camera
  • Basic warranty 36 month/36,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Heavy-duty lead acid battery
  • Bed Liner
  • Bed liner Chevytec spray-in pickup bed liner
  • Bed-rail protectors Pickup bed-rail protectors
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Blind Spot Monitor
  • Blind spot Trailer Side Blind Zone Alert blind spot warning
  • Bluetooth Connection
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Bodyside moldings Chrome bodyside moldings
  • Box style Standard style pickup box
  • Brake Assist
  • Brake pad warning Brake pad wear indicator
  • Brake type 4-wheel disc brakes
  • Bucket Seats
  • Bumper insert Chrome front bumper insert
  • Bumper rub strip front Body-colored front bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • CT/DE/ME/MD/MA/NJ/NY/OR/PA/RI/VT/WA Emissions Requirements
  • Cabback insulator
  • Camera HD Surround Vision aerial view camera
  • Capless fuel filler
  • Chevrolet Connected Access Capable
  • Chevrolet Infotainment 3 Premium System Radio
  • Child door locks Manual rear child safety door locks
  • Climate Control
  • Climate control Automatic climate control
  • Clock Digital clock
  • Compass
  • Configurable instrumentation gauges
  • Console insert material Genuine wood and metal-look console insert
  • Cooled Driver Seat
  • Cooled Front Seat(s)
  • Cooled Passenger Seat
  • Cooled front seats Ventilated driver and front passenger seats
  • Corrosion perforation warranty 72 month/100,000 miles
  • Cross-Traffic Alert
  • Cruise Control
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • Dark Essentials Package
  • Day/Night rearview mirror
  • Daytime Running Lights
  • Delay off headlights Delay-off headlights
  • Distance alert Following Distance Indicator
  • Door ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Chrome door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Body-colored door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirror with tilt-down in reverse Power driver and passenger door mirror…
  • Door panel insert Genuine wood and metal-look door panel insert
  • Door trim insert Vinyl door trim insert
  • Drive type Four-wheel drive
  • Driver Adjustable Lumbar
  • Driver Air Bag
  • Driver Restriction Features
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Dual Climate Control
  • Dual-zone front climate control
  • Easy lift tailgate EZ Lift
  • Easy lower tailgate EZ Lower
  • Electronic Transmission Range Selector Shifter
  • Electronic parking brake
  • Electronic stability control StabiliTrak w/Proactive Roll Avoidance electron…
  • Emissions Mass emissions
  • Emissions tiers Tier 3 Bin 50 emissions
  • Engine Cylinders EcoTec3 V8
  • Engine EcoTec3 5.3L V-8 gasoline direct injection, variable valve control, r…
  • Engine Location Front mounted engine
  • Engine Mounting direction Longitudinal mounted engine
  • Engine block material Aluminum engine block
  • Engine cooler Engine oil cooler
  • Engine hour meter
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • External memory Chevrolet Infotainment 3 Premium external memory control
  • First-row sunroof First-row sliding and tilting glass sunroof with express o…
  • First-row windows Power first-row windows
  • Floor Mats
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Fob engine controls Keyless Open/Keyless Start with hands-free access and pu…
  • Fob remote vehicle controls Keyfob remote engine start
  • Fob window controls Keyfob window control
  • Fog Lamps
  • Fog lights LED front fog lights
  • Folding door mirrors Power folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Following Distance Indicator
  • Forward Collision Alert
  • Forward collision warning Enhanced Automatic Emergency Braking forward colli…
  • Four Wheel Drive
  • Front Collision Mitigation
  • Front Collision Warning
  • Front Head Air Bag
  • Front License Plate Kit
  • Front Pedestrian Braking
  • Front Side Air Bag
  • Front anti-roll Front anti-roll bar
  • Front camera Front mounted camera
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 2-way power lumbar
  • Front reading lights
  • Front seat upholstery Leather front seat upholstery
  • Front seatback upholstery Plastic front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Regular Unleaded
  • Garage door opener
  • Gasoline Fuel
  • Gauge cluster display size (inches) Gauge cluster display size: 12.30
  • Gearshifter material Metal-look gear shifter material
  • Glove box Locking glove box
  • Grille style Chrome grille
  • HID headlights
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Head up display Head-up display
  • Head-Up Display
  • Headlight type Reflector headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Front Seat(s)
  • Heated Mirrors
  • Heated Seats
  • Heated Steering Wheel
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated front seats Heated driver and front passenger seats
  • Heated steering wheel
  • High Country Premium Package
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Hitch Guidance
  • Ignition Spark ignition system
  • Illuminated entry
  • Immobilizer
  • In-box lighting LED in-box lighting
  • Instrumentation display Analog instrumentation display
  • IntelliBeam Automatic High Beam On/off
  • Interior accents Chrome interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Intermittent Wipers
  • Internet access Wi-Fi Hotspot capable mobile hotspot internet access
  • Internet radio capability
  • Iridescent Pearl Tricoat
  • Jet Black
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob door locks Keyfob activated door locks
  • Keyless Entry
  • Keyless Start
  • LED brake lights
  • Lane Departure Warning
  • Lane Keep Assist with Lane Departure Warning
  • Lane Keeping Assist
  • Lane departure Lane Keep Assist with Lane Departure Warning
  • Leather Seats
  • Leather Steering Wheel
  • Left camera Left side camera
  • License plate front bracket Front license plate bracket
  • Lock-up transmission
  • Locking hub control Auto locking hub control
  • Locking/Limited Slip Differential
  • Low level warnings Low level warning for oil, coolant, fuel, washer fluid an…
  • Low tire pressure warning Tire specific low air pressure warning
  • MP3 Capability
  • Maintenance warranty 12 month/12,000 miles
  • Memory Seat
  • Memory settings Memory settings include: door mirrors
  • Mirror Memory
  • Mobile app access
  • Multi-Zone A/C
  • Multiple headlights Multiple enclosed headlights
  • Not Equipped with Dynamic Fuel Management
  • Not Equipped with Front and Rear Park Assist
  • Not Equipped with Heated Second Row Outboard Seats
  • Not Equipped with Rear Wheelhouse Liners
  • Number of airbags 6 airbags
  • Number of beverage holders 8 beverage holders
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Number of memory settings 2 memory settings
  • Occupancy sensor Airbag occupancy sensor
  • Oil pressure gauge
  • Oil pressure warning
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Driver and passenger one-touch up windows
  • Overdrive transmission
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console Mini overhead console
  • Overhead console storage
  • Paint Tri-coat paint
  • Panel insert Genuine wood and metal-look instrument panel insert
  • Pass-Through Rear Seat
  • Passenger Adjustable Lumbar
  • Passenger Air Bag
  • Passenger Air Bag Sensor
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 8-way directional control…
  • Pedestrian detection Front Pedestrian Braking
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Pickup box camera
  • Pickup box cargo light
  • Power Door Locks
  • Power Driver Seat
  • Power Folding Mirrors
  • Power Mirror(s)
  • Power Passenger Seat
  • Power Steering
  • Power Windows
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Powertrain type ICE
  • Powertrain warranty 60 month/60,000 miles
  • Preferred Equipment Group 3LZ
  • Premium Sound System
  • Primary display size 13.4 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • Privacy Glass
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/SiriusXM with 360Lsatellite
  • Rain Sensing Front Wipers
  • Rain Sensing Wipers
  • Rain detecting wipers Rainsense rain detecting wipers
  • Rear A/C
  • Rear Bench Seat
  • Rear Cross Traffic Alert
  • Rear Defrost
  • Rear Head Air Bag
  • Rear Springs Regular grade rear springs
  • Rear bench seats Split-bench rear seat
  • Rear bumper step CornerStep rear bumper step
  • Rear camera HD Rear Vision Camera w/Hitch View rear mounted camera
  • Rear cargo door Power open and close tailgate
  • Rear collision warning Rear Cross-Traffic Alert with Braking collision mitig…
  • Rear console climate control ducts
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Height adjustable rear seat head restraints
  • Rear locking differential Automatic rear locking differential
  • Rear pedestrian detection Rear pedestrian detection warning
  • Rear reading lights
  • Rear seat check warning Rear Seat Reminder rear seat check warning
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold-up rear seat cushion
  • Rear seat upholstery Leather rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats fixed or removable Fixed rear seats
  • Rear window defroster
  • Rear windshield Power rear windshield
  • Rearview mirror Auto-dimming rear view mirror
  • Remote Engine Start
  • Remote panic alarm
  • Requires Subscription
  • Restricted driving mode Teen Driver restricted driving mode
  • Right camera Right side camera
  • Roadside warranty 60 month/60,000 miles
  • Running Boards/Side Steps
  • Running lights LED daytime running lights
  • Satellite Radio
  • Satellite trial 3 month satellite trial subscription
  • Seat Memory
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 5
  • Second-row windows Power second-row windows
  • Security System
  • Security system
  • Seek scan
  • Selectable mode transmission Tow/Haul Mode selectable mode transmission
  • Sequential shift control Sequential shift with steering wheel controls
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Side steps Side assist steps
  • Sliding Rear Window
  • Smart Device Integration
  • Smart device integration Apple CarPlay/Android Auto smart device wireless mi…
  • Spare tire Full-size spare tire with steel wheel
  • Spare tire location Crank-down spare tire
  • Speakers Bose speakers
  • Speakers number 7 speakers
  • Special paint Monotone paint
  • Speed sensitive steering Speed sensitive power steering
  • Speedometer Redundant digital speedometer
  • Split front seats Bucket front seats
  • Springs front Front coil springs
  • Springs rear Rear leaf springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering Wheel Audio Controls
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering type number of wheels 2-wheel steering system
  • Steering wheel material Leather and metal-look steering wheel
  • Steering wheel telescopic Power telescopic steering wheel
  • Steering wheel tilt Power tilting steering wheel
  • Sunroof/Moonroof
  • Suspension Standard ride suspension
  • Suspension auto correcting Adaptive ride suspension
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Rigid axle rear suspension
  • Suspension type front Short and long arm front suspension
  • Suspension type rear Leaf spring rear suspension
  • Tachometer
  • Tailgate control Tailgate/power door lock
  • Tailpipe Stainless steel quasi-dual exhaust with polished tailpipe finisher
  • Technology Package
  • Telematics
  • Temperature display Exterior temperature display
  • Tinted windows Deep tinted windows
  • Tire Pressure Monitor
  • Tire pressure Tire Fill Alert tire pressure fill assist
  • Tires - Front All-Season
  • Tires - Rear All-Season
  • Tires P275/50SR22 AS BSW front and rear tires
  • Tow Hitch
  • Tow Hooks
  • Tow hooks front 2 front tow hooks
  • Towing brake controller Trailer brake controller
  • Towing class Class IV tow rating
  • Towing hitch Trailer hitch
  • Towing trailer sway Trailer sway control
  • Towing wiring harness Trailer wiring harness
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Trailer Hitch
  • Trailer light malfunction warning
  • Trailer light test
  • Trailer theft alarm
  • Transfer case Electronic transfer case shift
  • Transmission 10-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Transmission oil cooler
  • Transmission w/Dual Shift Mode
  • Trip computer
  • Trip odometer
  • Turn signal warning Turn signal on warning
  • USB Port
  • USB ports 6 USB ports
  • Under seat tray rear Rear under seat tray
  • Universal Garage Door Opener
  • Variable Speed Intermittent Wipers
  • Variable panel light Variable instrument panel light
  • Vehicle and trailer reverse assist Trailering Assist Guidelines vehicle and …
  • Vehicle to trailer hitching assist Hitch Guidance vehicle to trailer hitchin…
  • Ventilated brakes Front and rear ventilated disc brakes
  • Video rearview mirror Video-feed rearview mirror
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Voice activated audio controls
  • Voice activated climate control Voice-activated climate control
  • Voltmeter
  • WIFI Hotspot
  • Weight capacity alert GCW Alert weight capacity alert
  • Wheel Locks (set of 4)
  • Wheel locks Wheel security locks
  • Wheels 22 x 9-inch front and rear silver w/chrome accents aluminum wheels
  • Wi-Fi Hot Spot Capable
  • WiFi Hotspot
  • Window Trim Chrome side window trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless device charging Front wireless smart device charging
  • Wireless streaming Bluetooth wireless audio streaming
2022 Report Card

Car Seat Safety

Latch
A
Infant
A
Rear-facing Convertible
A
Front-facing Convertible
B
Booster
B
See more details
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Vehicle history by CARFAX

Accidents or damage
None reported
1-owner vehicle
No
Personal use only
No
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Pellegrino Chevrolet

(989 reviews)
1000 Gateway Blvd, Westville, NJ 08093

Seller’s notes about this car

LOW MILESHigh Country Premium PackagePower SunroofGM CertifiedClean CARFAX Iridescent Pearl Tricoat 2022 Chevrolet Silverado CREW CAB 1500 High Country 4WD EcoTec3 5.3L V8 10-Speed Automatic, Heated and Ventilated Jet Black Leather, 15 Diagonal Multicolor Head-Up Display, Adaptive Cruise Control, Enhanced Automatic Emergency Braking, blue tooth, Rear Camera Mirror, Technology Package, Wheels: 22 x 9 Painted Aluminum Trailering Package and Much More....

Recent Arrival! Odometer is 9689 miles below market average!

Chevrolet Certified Pre-Owned Details:

24 months/24,000 miles (whichever comes first) Certified Pre-Owned Scheduled Maintenance Plan and 3 days/150 miles (whichever comes first) Vehicle Exchange Program. SiriusXM 3-month trial subscription.
Vehicle History
Transferable Warranty
Powertrain Limited Warranty: 72 Month/100,000 Mile (whichever comes first) from original in-service date
172 Point Inspection
Warranty Deductible: $0
Limited Warranty: 12 Month/12,000 Mile (whichever comes first) from certified purchase date
Roadside Assistance
We strive to maintain our motto, "Our People Make the Difference!" by providing our customers with honest, dedicated, and hardworking employees at every visit! Call us directly to set up your personal test drive 856-742-0600. Be sure to ask for the Sales Department.

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Consumer reviews

See what others are saying about the 2022 Chevrolet Silverado 1500.
(8 reviews)
Rating breakdown (out of 5):
  • Comfort 4.1
  • Interior 4.0
  • Performance 4.0
  • Value 3.4
  • Exterior 3.8
  • Reliability 3.5

Most recent consumer reviews

I’ll have numerous transmissions problems, lifters,

I’ll have numerous transmissions problems, lifters, sensors, rear and issues with Cadillac converters all in the first year. I’ll have also took back to dealer 4 times in the spans of 2 years problem after problem

Rating breakdown (out of 5):
  • Comfort 1.0
  • Interior 1.0
  • Performance 1.0
  • Value 1.0
  • Exterior 1.0
  • Reliability 1.0
  • Purchased a New car
  • Used for Commuting
  • Does not recommend this car
2 people out of 4 found this review helpful. Did you?
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very good truck it is the best car i jave bought since my

very good truck it is the best car i jave bought since my opd one was broken this help me alot and thanks for seeing this

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 4.0
  • Value 4.0
  • Exterior 4.0
  • Reliability 4.0
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
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Cab noise

Love my 22 Chevy LTZ truck, I have the cat back mufflers on it which are not that loud. The inside cab noise is really loud from the road noise and pipes. Don't feel the cab is insulated very well.

Rating breakdown (out of 5):
  • Comfort 4.0
  • Interior 3.0
  • Performance 4.0
  • Value 3.0
  • Exterior 4.0
  • Reliability 4.0
  • Purchased a Used car
  • Used for Having fun
  • Does recommend this car
5 people out of 11 found this review helpful. Did you?
Yes No
See all 8 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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