Financing your car
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Recent college graduates may qualify for hundreds of dollars in savings on a new car. Here's which automakers offer discounts, who qualifies and what documents you’ll need.
Rebates are offered by the manufacturer, and that money doesn't come out of the dealer's pocket, so you may still be able to negotiate a better price.
Securing a no- or low-interest loan is only one option to save on a purchase, and other incentives or rebates might result in a better deal for you.
Our deals glossary explains key vocabulary to help you decode the new-car offers and deals out there.
It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car loans as they are nonprofit and typically offer the lowest interest rates.
If you purchased a new car after Dec. 31, 2024, you can now deduct the interest you paid on the auto loan when you file your taxes.
Zero-percent financing can save you thousands of dollars over a vehicle loan. See all the vehicles currently offering 0% financing in February 2026 here.
From long loan terms to high payments, every part of new-vehicle financing is getting more expensive.
Though they’re not (currently) a thing, even if car loans did go as long as 15 years, here’s why it wouldn’t be a great idea.
There are drawbacks to consider with long-term auto loans, such as 72- and 84-month loans, even with low, or no, interest.