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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
2020 BMW X3 M
for sale
near
Encinitas, CA
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Features
Reviews
We had a great buying experience at FFC.
We had a great buying experience at FFC. After several days of bopping from dealership to dealership, finding reputable dealers that were overpriced or shady dealers that we didn’t trust, we finally found Florida Fine Cars. They were the perfect blend: a trustworthy independent dealer, with a wife selection of cars priced at competitive rates. Our sales person was Alvaro. He was warm, helpful, and straight shooting. He helped find a car that suited our family’s needs and was within our budget. I would highly recommend FFC!
Own a 2020 x3m competition .
Own a 2020 x3m competition . Bought it brand new. Not one problem to date 4/16/2025 Just like any vehicle....stay up on your maintenance and oil changes , tire pressure etc. all good love this car!
Used
2020 BMW X3 M Competition
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Reviews
They contacted me in very good time and were very helpful
They contacted me in very good time and were very helpful in getting me information on a car they advertised on line. The car didn’t work out for other reasons, but they were very helpful in trying to work with me.
Love at first drive
I love my 2020 x3m. I will own this until the wheels fall off and replace it with another x3m. The gas mileage at 19.5 miles a gallon is the only bummer but it’s well worth it.
Used
2020 BMW X3 M AWD
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Awesome!!!
I’ve owned a 2020 x3m competition since the month they were released. First let me knock out rough ride thing. If you ride on the stock Conti summer tires all the time, yes it can be rough. I switched to to Michelin all weather after 11,000 miles and it made a huge difference! A much better more comfortable ride Side note: when I would swap Conti to winter tires also a huge difference! The stock summer tires that come on the car are incredible for handling on a track which the car was made for but, the car feels much better with Michelin all sports all seasons. This car makes me happy every time I drive it ! So much fun to drive!
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Álvaro was our Salesman.
Álvaro was our Salesman. He was efficient and helpful! We are happy with our car!
Sedan vs SUV
Absolutely love this SUV. Had a M340i and it was quick, but this X3 M Competition is wicked. Love the quickness and the firm ride. Glad I made the switch. Lots of talk about the firmness and the rigid handling, but try one and see for yourself.
Used
2020 BMW X3 M Competition
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Reviews
Brandy is awesome!
Brandy is awesome! She understood all of my needs and was patient and easy to work with. Ask for Brandy!
A fun and enjoyable ride!
Yes, it’s crazy powerful but you can definitely tame it to be a fully enjoyable ride for everyday use. I look forward to many years with my new X3M!
Used
2020 BMW X3 M Competition
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I’ve worked with this dealership a few times now, and
I’ve worked with this dealership a few times now, and every experience has been great. The team is professional, straightforward, and genuinely helpful throughout the whole process. They take the time to answer questions, keep everything transparent, and make sure you’re comfortable with your decision instead of rushing you. The buying process was smooth, the communication was solid, and they really made the whole experience stress-free. It’s clear they care about their customers and the relationships they build. I’d definitely recommend them to anyone looking for a quality vehicle and a dealership that treats you right.
Used
2020 BMW X3 M Competition
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Reviews
My purchase of the S-Class was smooth and took very
My purchase of the S-Class was smooth and took very little time. My salesperson, Cruz, was amazing professional, knowledgeable, and made the entire process easy. I truly appreciated the great service
Used
2020 BMW X3 M M
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Reviews
Review is for Tim in the service department.
Review is for Tim in the service department. Had a really great and efficient experience due to Tim’s fantastic customer service. I’ve been coming to this dealer for years and I think Tim is the best service advisor I’ve had. He is really top notch and went above and beyond to assist me.
Used
2020 BMW X3 M Competition
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Reviews
I recently bought a 2021 BMW X6.
I recently bought a 2021 BMW X6. that was priced extremely well and got a fair trade for my vehicle. The vehicle was very well detailed and in excellent condition.. Financing was able to match my own Credit union’s interest rate which was awesome. Overall, a great experience! I would certainly recommend them to anyone shopping for a new or used vehicle
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Initial Reaction: Impressed!
We moved to Livonia a few months ago, and when it was time for service on my CRV, I wanted to find an honest Honda dealer--one that wouldn't tack on unnecessary services like a previous dealership did or take advantage of my lack of knowledge about cars. I was impressed with Suburban Honda of Farmington Hills from the start. When I discovered I had a scheduling conflict, Sandra (the employee who handles appointments) quickly accommodated me by finding a time later the same day. She was friendly and helpful. Bob Spurgeon, the director who was in charge of my service, was professional and polite. I explained to him that I wanted just an oil change and tires rotated, and that is exactly what was done, with no attempts to tack on any other services or superfluous charges that my husband and I have encountered in some places. Mr. Spurgeon seated us in his office to complete the work order and conversed with us in an amiable way before he showed us to the waiting room. We had been told that the entire appointment might take 1-1/2 hours, which includes a car wash, but it took just a little over a half hour for them to finish the work. The bill matched the estimate we had been given, with no suggestion that any "problems" exist that need attention. The only suggestion I could make is for the person who changes the oil to ask whether or not the owner wants the Oil % indicator to remain on the dash rather than be eliminated. I had to call the dealership later to find out how to shut it off. I didn't want that big Oil Can image to stay on the screen, but I couldn't find clear directions on how to delete it. They did offer to do it for me the next time I am near the dealership if I had any problem with the directions. (I am an elderly female.) At this point, I highly recommend this dealership for the friendly, professional way the employees treat the customer and the efficient way they do the work. We weren't sure where to find a good, honest dealership in this area, but from all indications, I think Suburban Honda is one that is fair and shows personal interest in the customer.
Used
2020 BMW X3 M Competition
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Reviews
Excellent service, service section not pushy, explains
Excellent service, service section not pushy, explains what's needed,gives time to customer to make decision on what to do. Only negative to Carshop is no Military Discount. Would get more business with Discount.
Used
2020 BMW X3 M AWD
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I recently purchased a car, and I couldn’t be happier
I recently purchased a car, and I couldn’t be happier with the outstanding service I received. If you’re in the market for a new or used car, I highly recommend working with Gary.
Used
2020 BMW X3 M Competition
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Ivan PERALES was my salesman he was awesome and extremely
Ivan PERALES was my salesman he was awesome and extremely knowledgeable helped me get approved… I recommend him to family and friends ask for him you will be very happy with his help IVAN PERALES you the best
Used
2020 BMW X3 M AWD
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Romain was very patient, he explained everything well,
Romain was very patient, he explained everything well, and was very helpful and so was the other staff
Used
2020 BMW X3 M AWD
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Used
2020 BMW X3 M Competition
Vehicle information
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Reviews
Trey was super helpful in getting me what I was looking
Trey was super helpful in getting me what I was looking for. I came to the lot with 1 car in mind and I left with it! Thanks you guys!
Used
2020 BMW X3 M AWD
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The entire process was excellent, from building my car
The entire process was excellent, from building my car online to giving it to the dealership to order. Deliver with Brian my sales guy was awesome, great communication. The car arrived early even better then the final phase to get with Warren for my financing was amazing. Smooth fast and easy. Best car buying experience I have had over the past 20+ years with buying cars with BMW. Love my 2025 X5
Used
2020 BMW X3 M AWD
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The experience was very warming, and the employees were
The experience was very warming, and the employees were very welcoming. The waiting process was very nice atmosphere was good. Employees checked on you from time to time to make sure and to let you know that everything was going smooth with your car.
Used
2020 BMW X3 M Competition
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Thanks to my friend Bryan Perla and Federico for helping
Thanks to my friend Bryan Perla and Federico for helping me buy my TRX. Thank you so much for your help
Used
2020 BMW X3 M Competition
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2021 GMC Sierra 1500 4WD SLT Texas Edition
RICHARD KARR MOTORS MAKES VEHICLE BUYING EXPERIENCE GREAT AGAIN!!! By far our absolute BEST CAR BUYING Experience EVER! I flew from California to meet my wife to drive a new truck back home (my retirement present). We called on your 2021 GMC 1500 TEXAS Edition that showed was in-transit. Your sales person went out of his way to find this recently delivered vehicle and was able to offer it at similar pricing to what we had already lined up to purchase in San Antonio. Your staff held this vehicle for us without a deposit (which the other dealer wanted/non refundable) while we drove from San Antonio. We arrived expecting high pressure sales pitches and unwanted add-ons. WE GOT NONE OF IT!!! Your team was awesome and we received nothing but excellent service. Your Finance Person/Closer went above and beyond to work with our Credit Union that turned out to be problematic even though we were pre-approved. Your GMC had every option that we were looking for and we could not be more happy with it. Our only mistake is that we didn't START with Richard Karr Motors!!! Ken Ries Smartsville, CA
About the 2020 BMW X3 M
AWD shown (base trim).
- Seating
- 5
- Door count
- 4
- Drivetrain
- All-wheel drive
- Combined MPG
- 16
- Transmission
- 8-Speed A/T
- Engine
- 473.0-hp, 3.0-liter, Straight 6 Cylinder Engine (Gasoline Fuel)
How much does the 2020 BMW X3 M cost?
The 2020 BMW X3 M price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for a 2020 X3 M is $42,879, with pricing starting at $35,000.
What is the MPG of the 2020 BMW X3 M?
The 2020 BMW X3 M offers up to 14 MPG in city driving and 19 MPG on the highway for a combined rating of 16 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the 2020 BMW X3 M?
The 2020 BMW X3 M compares to and/or competes against the following vehicles:
Is the 2020 BMW X3 M reliable?
The 2020 BMW X3 M has an average reliability rating of 4.6 out of 5 according to Cars.com consumers. Find real-world reliability insights within consumer reviews from 2020 X3 M owners.
Is the 2020 BMW X3 M a good SUV?
Below are the Cars.com consumer ratings for the 2020 BMW X3 M.
- Comfort
- 4.2
- Interior
- 4.8
- Performance
- 4.9
- Value
- 4.1
- Exterior
- 4.9
- Reliability
- 4.6
78% of drivers recommend this car
- Comfort
- 4.2
- Interior
- 4.8
- Performance
- 4.9
- Value
- 4.1
- Exterior
- 4.9
- Reliability
- 4.6
AWD (1 style)
| Style |
|---|
| Sports Activity Vehicle |
| Inventory price |
| Starting at $69,900 |
| Combined MPG |
| 16 |
| Engine |
| 473.0-hp, 3.0-liter, Straight 6 Cylinder Engine (Gasoline Fuel) |
Competition (1 style)
| Style |
|---|
| Competition Sports Activity Vehicle |
| Inventory price |
| Starting at $76,900 |
| Combined MPG |
| 16 |
| Engine |
| 503.0-hp, 3.0-liter, Straight 6 Cylinder Engine (Gasoline Fuel) |
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.