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Used Kia cars for sale near August, CA

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150 matches 30 miles from 95205
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Black
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 28-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28364917
VIN: KNDJ53AU2P7858466

Features

Convenience: Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

CarMax Stockton review

Awesome service .

Awesome service . Quick, easy, safe and professional. I would use this service again in the future.

2023 Kia Soul GT-Line review

I have had my 2023 KIA Soul Sport since March of 2023.

I have had my 2023 KIA Soul Sport since March of 2023. I love it, because it's comfortable, fast (little red button) especially in Michigan. I have had it up to 111mph without even trying, as i was trying to get out of a situation in Michigan. I use a wheelchair, and so the space is good for that and family, and groceries. It is awesome on gas too. I was surprised at how well it handled in the snow. No worries there. This is my third KIA, and as long as the warranty stays the same or gets better, i will still purchase them.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 port/direct injection, DOHC, CVVT variable valve contro
Stock #: R7294949P
VIN: KNDPU3DFXR7294949

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

2024 Kia Sportage LX review

Great customer service.

Great customer service. My Kia Sportage drives very comfortably. Love the heated seats. Great for carrying large items cause you can put the back seats down.

Vehicle information

Ext. color: Cherry Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: L7123217STK
VIN: KNDJ23AU6L7123217

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Third Row Seating

Reviews

DriveTime of Modesto review

Ryan Dutt Drive Time Modesto , CA THANK YOU and s

Ryan Dutt we enjoyed dealing with you and the staff in Modesto. We found what we were looking for and at a great price and the car packages that go in to the packages quoted. Everyone in the office were very kind and knowledgeable. Thank You

2020 Kia Soul S review

Over all Almost Perfect..

Love my KIA SOUL; wish it was Brand New. At my age It would be my best performance car in life.. I will never drive nothin else.. It is perfect in most all ways as for the performance concern.. I am 73.. " GO Granny GO. That is how I feel while driving my KIA.." Only wish it was a Brand New one Black , beigh interia..

Vehicle information

Ext. color: Aurora Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: P5371
VIN: 3KPF54AD8PE599560

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Mercedes-Benz of Stockton review

Fred was great.

Fred was great.He explained in detail the service needed and the best options available for the repair.Kept me updated on the progress.when the repairs were completed he dispatched a driver to pick me up at home promptly.At the end I was very pleased with the overall service provided.I highly recommend Fred to manage all my service needs.I rate him ten out of ten.Thanks for your help.

2023 Kia Forte GT-Line review

Bought the vehicle new in October of 2023.

Bought the vehicle new in October of 2023. Now it’s March of 2025. Have yet to have an issue🤞though have heard of common problems many have had. I’ve put roughly 20 k miles on the car in a year and a half (mostly interstate driving). Technology package is lovely and the vehicle has an overall stylish feel. It’s important to keep in mind, though, that you’re buying a 20k dollar vehicle from 2023. It’s plastics galore in there, so, though stylish, the material quality isn’t the best. If you’re someone who takes care of your things, you shouldn’t have an issue! Use the maintenance schedule found in the Owner’s manual and this vehicle should get you where you’re going for a reasonable amount of years. That being said, if you’re trying to decide between and LX[S] and GT (not including GT-Line), choose the GT. Though you’re paying a little extra, you get a standard transmission with real gears (the car has more power than you’d think too) rather than the CVT found in the LX[S] (and GT-line). CVT tech has greatly improved within recent years, but they’re still known to be problematic at times. All in all, this generation of Kia seems to be more reliable than most previous gens. Definitely a real deal competitor with the carolla/civic and worth the consideration!

Vehicle information

Ext. color: Black
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 30-40
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28426827
VIN: 3KPFT4DE7SE091051

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Safety: Backup Camera, Lane Departure Warning

Reviews

CarMax Modesto review

no title, a regular customer that is retired.

The sales associate was very polite, knew her information regarding the vehicle I wanted to purchase and worked with me to accommodate my schedule which had to be changed a couple of times.

2025 Kia K4 LX review

Car is great on gas mileage and comfort, just doesn’t

Car is great on gas mileage and comfort, just doesn’t have the get up and go needed to get to speed going onto highways and freeways.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black / Gray
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: P5368
VIN: KNDJ23AU2P7872649

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Mercedes-Benz of Stockton review

Domi and Ken found us the car we were looking for.

Domi and Ken found us the car we were looking for. They didn’t have the interior color on their lot but found one within 30 min. Very friendly family feeling. Highly recommend them. Dave and Kathy

2023 Kia Soul LX review

The car has been nothing short of amazing for me, great

The car has been nothing short of amazing for me, great mpg, no issues with reliability has been a good city commuter and I'll most likely consider a new one when I'm in need of a new car.

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: P5370
VIN: 5XXG34J27MG068572

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Mercedes-Benz of Stockton review

Great work on my car and great service like taking my car

Great work on my car and great service like taking my car here thanks for always helping

2021 Kia K5 EX review

A lot of people complain about the pirelli tires going

A lot of people complain about the pirelli tires going bad too soon and brakes also. I personally had no issues with either one. The tires lasted well beyond their mileage rating and brakes didn't need replacement until after 4.5 years. I have had pretty much zero issues with my gt-line. People need to realize that these are not race cars and quit driving them like they are racecars and tires and brakes might last a little longer.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: R7239544R
VIN: KNDJ23AU8R7239544

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Tracy Chrysler Jeep Dodge Ram review

I really found the best service advisor since I started

I really found the best service advisor since I started to take vehicle to this dealership her name is Laura she is the best. Very polite, very knowledgeable and excellent customer service skills

2024 Kia Soul LX review

No games Aaron my sales rep was awesome great dealer to

No games Aaron my sales rep was awesome great dealer to work with very satisfied highly recommend very friendly staff and courteous and if your looking for a car this is the place to go

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 28132606
VIN: 5XXG14J23NG109948

Features

Convenience: Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

2022 Kia K5 LXS review

Great ride and features.

Took the family to Vegas for a week. Enterprise have me the choice between the Malibu, Charger and K5. My youngest didn't want the grey Malibu and I didn't want to pay for the gas on the Charger with the V8. So we went with the black K5. I drive a SUV so it took some time to use to bending down to get into he car. Once we started driving I noticed how smooth and quiet the car was. The car accelerated with ease and the braking made you feel safe. My Dodge Journey is 2015 and doesn't have all the new tech. The K5's blindspot and car In front of you leaving warnings are great features. Although the K5 had great features the only negative I had was the infotainment unit. The unit worked just fine, I just didn't like how it was integrated. It looks as it was installed as an afterthought. Looks like it was just inserted like a Lego piece, I would prefer it flush in the dash.

Vehicle information

Ext. color: Steel Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: PE550696STK
VIN: 3KPF54AD8PE550696

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2023 Kia Forte GT-Line review

Bought a 2023 forte gt-line for my daughter.

Bought a 2023 forte gt-line for my daughter. We have had the car for 13months and have driven about 12,000 miles. I honestly cannot believe the 1star reviews, nor should you. I was a loyal Honda fanboy for over 30 years before I bought this Kia. I bought a totally loaded Forte non turbo for a hair under 25k with a crazy good warranty. Why not? I figured. 13 months and 12k miles later it rides better, has more power and is quieter than the day we bought it! Zero issues with anything. No squeaks, rattles or interior flaws. Sadly no tire wear. I cannot wait to replace the Kuhmos it came with. It handles great and is fun to drive. My wife calls it “a peppy little thing”. And she drives a CX-5 turbo or my 5.7 liter ram. Over 40 mpg on highway and mid 30s driving around town. This is a fine car. Not a cheap version Hyundai. Much nicer IMHO than the Hyundai. For those knocking the resale… run the numbers and try to buy one as cheap as you say you sold yours for. The Harmon Kardon stereo sounds awesome! This is one of my favorite purchases because its value continues to surprise me. And they give a $500.00 military discount. Don’t buy based on my opinions go test drive one! Test drives are free. Go to carvanna or get on car gurus and see how cheap you can buy one a year or two old used one for.

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: PRPG220278
VIN: 5XXG14J29PG220278

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Tracy Toyota review

Best experience buying a car

I drove from Sacramento and it was worth every second. Deepak was the singular best experience I e ever had purchasing a vehicle. He is patient, informative and transparent. I ignored numerous dealerships nearer to me simply because of Deepak and Tracy Toyota!

2023 Kia K5 LXS review

GO BUY THE K5

I LOVE my 2023 KIa K5 GT-Line. I have the Passion Red, and I must say it’s a very sexy color. The panoramic sunroof is my favorite feature. The K5 rides so smooth and handles very well. If you’re considering this car…don’t hesitate any longer. GO BUY IT!!!

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28420010
VIN: KNDMC5C14H6264163

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

CarMax Modesto review

Satisfied

My overall opinion on CarMax was that I was very satisfied. I definitely never had such an easy and simple car buying experience.i would Recommend CarMax to anyone and everyone

2017 Kia Sedona EX review

Incredible van, I own a 2013 Grand Caravan and he's a

Incredible van, I own a 2013 Grand Caravan and he's a complete different car.Kia got all you want for this type of vehicule.Confort, maniability for a minivan, versatility, reliability, for the value is unbeatable no question. 270k

Vehicle information

Ext. color: Steel Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: RE796982P
VIN: 3KPF24AD6RE796982

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2024 Kia Forte LXS review

I bought my Forte LXS in Feb of 2024 and i've driven

I bought my Forte LXS in Feb of 2024 and i've driven 9,000 miles on it so far. it's been great and i prefer this over a Corolla or a Camry. on the highway i sometimes get fuel economy in the low 50's mpg and on average i get around 37 mpg combined. not bad at all. i bought this for $21K after taxes and registration. the value can't be beat imo.

Vehicle information

Ext. color: Black
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28265091
VIN: KNDNB4H38R6440953

Features

Convenience: Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning
Seating: Third Row Seating

Reviews

2024 Kia Carnival LX review

Carnival sx 2024

Car is safety oriented. Has a VERY Steep learning curve, but once figured out very nice too drive, Manuals are lacking an interactive pdf, just a plain pdf. There are 4 manuals a lot to read. Car is long and wide so keep that in mind when taking turns. Most features can be customized under systems. I recommend sitting in car with manuals, and try out the features.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic 8-Speed
Engine: Gamma-II 1.6L I-4 gasoline direct injection, DOHC, CVVD variable
Stock #: 9295M
VIN: 5XXG14J24PG197301

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2023 Kia K5 LXS review

Awesome K5 Gt Line

I love my Kia K5 Gt Line! White with Red Interior which was hard to find. I traded my Hyundai Elantra because we travel a lot and our backs hurt. Now I enjoyed my Elantra but the K5 has the larger bolsters on the seats and it rides great being a mid size! Our 10 hour trips once a month are much easier now! Styling is great and all the options and safety features are awesome! Plus the full warranty can’t be beat! Thanks Bedford Kia for finding my car!

Vehicle information

Ext. color: Black
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Auto, 6-Spd OD Sportmatic
Engine: V6, 3.3 Liter
Stock #: DA-11048
VIN: KNDMB5C13J6397764

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Damasca Autos review

Buyer

I had to reschedule my initial visit several times, as my mother unexpectedly became seriously ill. They were extremely understanding and accommodating. I purchased a car for a relative, the entire process was quick and efficient.

2018 Kia Sedona LX review

KIAs hold up

I just purchased this KIA, lightly used, only 24500 miles. I had a 2008 KIA before this one, it served well for the 13 years that I owned it. Before that I owned a '94 Dodge Caravan and a '98 Town and Country. Chrysler makes prettier vehicles, but KIAs hold up. My last KIA had plenty of life left, but I got t-boned so hard the car flipped over! Praise the Lord, I walked away from that wreck! The car didn't make it, so I got another one. I was tempted by the Dodge GC, but ultimately, I trust KIA more. This KIA is spiffier than my old one, but I miss the simple, open design of the old one. The "safety tech" is more annoying than helpful, but it rides well, feels solid and well made. Overall: satisfied.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-28
Fuel type: Gasoline
Transmission: Automatic, 6-Spd
Engine: 4-Cyl, 2.0 Liter
Stock #: DA-11040
VIN: KNDJT2A66D7555171

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Damasca Autos review

I purchased my dream car from Damasca Autos last year,

I purchased my dream car from Damasca Autos last year, and I'm still thrilled with the experience! Mike was incredibly helpful and professional, making the buying process seamless. His dedication and expertise ensured I found the perfect vehicle. Mike took exceptional care of me, addressing all concerns and questions. Damasca Autos exceeds expectations: Friendly staff , And Quality vehicles, Transparent pricing ,Outstanding customer service Highly recommended! If you're seeking a hassle-free car-buying experience, look no further! Thank you, Mike and Damasca Autos!

2013 Kia Soul + review

Best little Car

Fabulous car gets me anywhere I love it. It is a 2013 and still feels new to me. I love the storage and small size of car. Very safe.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 12650
VIN: KNDETCA28M7153754

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2021 Kia Seltos SX Turbo review

I got mine new in 2021.

I got mine new in 2021. I've had a few small thing that had to be repaired but nothing major. My Seltos runs well and get good mileage

Vehicle information

Ext. color: Gravity Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: P9784
VIN: 5XXG14J25PG209052

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Manteca Ford review

Great experiance

I looked and looked went to 4 dealerships, and stayed in my backyard in Manteca. I went to Manteca Ford 1st, I was ready to buy BUT you know now it is. You just have to look to see if your getting a fair deal. I wasted 2 days then went back and purchased my truck at Manteca Ford. One thing I did get a little bit cheaper price at another dealer. BUT I did not like the hassle and the way I was treated. I just didn't want to give them my hard earned money. Yes I recommend Manteca Ford

2023 Kia K5 LXS review

23 K5

Purchased K5 from Dave Sabatna he made the process easy. Answered all my questions as well. Would highly recommend Him and the dealership. Thanks again Dave

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 36-40
Fuel type: Hybrid
Transmission: A/T
Engine: 199.0HP 2.4L 4 Cylinder Engine Gas/Electric Hybrid
VIN: KNAGM4AD1D5050486

Reviews

2013 Kia Optima Hybrid LX review

A good, mature car

This is a very handsom vehicle. It drives smoothly and the fuel economy is good. I do not like the touch screen in the vehicle. It is glitchy and unpredictably unresponsive.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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