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Used cars for sale near Loomis, CA

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10,000+ matches All miles from 95650
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Est. $400/mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Gray
Int. color: No Color
Drivetrain: Rear-wheel Drive
MPG: 13-18
Fuel type: E85 Flex Fuel
Transmission: Automatic, 5-Speed w/Overdrive
Engine: Magnum 4.7L V-8 engine with 310HP
Stock #: 249709
VIN: 1D7HA18N88J149709

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels, Tow Hitch

Vehicle information

Ext. color: Agate Black Metallic
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: EcoBoost 1.5L I-3 port/direct injection, DOHC, Ti-VCT variable v
Stock #: M3294
VIN: 1FMCU9GN3RUA25175

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

21st Century Auto Sales review

They are honest and confident when buying a car. T

Muy favorable y buen service gracias por ser o esto y brindar buen servicio excelente compañía dé carros y camionetas gracias Brian y cesar t

2024 Ford Escape Active review

It's a pleasure to drive this car.

It's a pleasure to drive this car. I can feel the sportiness of the car. I love that the car saves so much gas. All seating in car, front and back is comfortable.

Vehicle information

Ext. color: Magnetic Black
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 31-34
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.0L I4 16V GDI DOHC Hybrid
Stock #: NB402244
VIN: 5N1ET2MV3HC814647

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Lee Johnson Mazda of Kirkland review

The team at Lee Johnson is very professional and easy to

The team at Lee Johnson is very professional and easy to work with. Honesty and integrity are the key values important to me and why I will be a loyal customer for life. I love my Kia Telluride!

2017 Nissan Rogue Hybrid SV review

Bucking is getting bad

I loved the way the car rode until it started "bucking" when stuck in traffic or when starting off from a dead stop. Not trans is shot at 87,000 miles! Thats crazy...

Vehicle information

Ext. color: Ivory Pearl Mica
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 17-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.8L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: 2329
VIN: KMHFC46FX9A342708

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Best Finish Auto Sales & Service review

A Great Experience with Best Auto

Dana was so awesome! He worked with me with financing and gave me so many options and worked out the best payment deal. They have been honest with me with any and every repair they ever did for me. I have never been so happy and satisfied with any car dealer. Thank you so much for all your help. A great bunch that really goes out of their way to make sure you are satisfied.

2009 Hyundai Azera Limited review

Impressed!

Research shows this is a good car. I feel safe and comfortabe while driving and the power is remarkable! I would reommend this car to anyone.

Vehicle information

Ext. color: Lakeshore Blue Metallic
Int. color: Jet Black
Drivetrain: Four-wheel Drive
MPG: 15-20
Fuel type: Diesel
Transmission: 10-Speed Automatic
Engine: 3.0L I6 24V DDI DOHC Turbo Diesel
Stock #: P100116A
VIN: 1GCUDJE83RZ227766

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Victory GMC St. Joseph review

New vehicle

Excellent service from the owner down to the office personnel

2024 Chevrolet Silverado 1500 High Country review

Purchased new vehicle at Hendrix Chevrolet, Charlotte,

Purchased new vehicle at Hendrix Chevrolet, Charlotte, North Carolina helped by Chadwick, Dana, Brandon,& Nicholas, great hospitality great service. Excellent experience word buy her again

Vehicle information

Ext. color: Black
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 18-30
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC Flexible Fuel
Stock #: C1217616B
VIN: 2G1WG5E35C1217616

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

Cavender Buick GMC West review

Gabe De La Garza was awesome.

Gabe De La Garza was awesome. He made our buying experience super easy. He?s knowledgeable and friendly. We are telling our friends and family to buy from him

2012 Chevrolet Impala LT review

Before my grandpa passed away in September 2023, he had

Before my grandpa passed away in September 2023, he had it in his will to give me his 2012 Impala. I got his car as a Christmas present that year. Since then, I've enjoyed driving the old Impala. A car with 300 hp AND 30 mpg on the highway? Yes! Thanks, Grandpa, for your love of American cars! Thanks, Chevrolet, for making such a great car! I love how roomy my car is, how great the audio system is, and how relevant the Driver Information Center (DIC) is! I highly recommend this car to anyone.

Vehicle information

Ext. color: Blue Ribbon Metallic
Int. color: Dark Gray
Drivetrain: Front-wheel Drive
MPG: 44-40
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI DOHC Hybrid
Stock #: TT39195A
VIN: JTDZN3EU1C3168027

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats

Reviews

Dan Deery Toyota review

I had another fantastic experience working with Bill

I had another fantastic experience working with Bill Stoler at Dan Deery Toyota! Bill went above and beyond to ensure I got exactly what I wanted in my next leased vehicle. He took the time to walk through all my options, making sure I understood every detail and got the absolute best deal possible. His dedication, professionalism, and top-notch customer service made the entire process smooth and stress-free. If you're looking for someone who truly cares about your needs and works hard to get you the best value, I highly recommend Bill. Thank you again for making this such a positive experience!

2012 Toyota Prius v Five review

I ordered a rave4 prime.Still waiting for it.

I still love my priusv.Bought it new in oct.2012 went to Florida 6 winter with it I change oil every 6 month.very good on gas.In 10 yr. I put a set of wiper at one time. At my last inspection last October 2022 I had to have new brake in the back. That was it new tires of course.I can almost give it a 5 star but l will give it a 4.8 red & beige inside.

Vehicle information

Ext. color: Ebony Twilight Metallic
Int. color: Dark Galvanized
Drivetrain: All-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC
Stock #: UDX24429
VIN: 5GAEVAKWXPJ253265

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Dan Deery Toyota review

Very happy with the entire experience.

Very happy with the entire experience. I've had my fair share of bad dealership experiences and this one turned out to be the best! Absolutely fair price, great service from Drake (sales), Jeremy (manager), and the rest of their team, and top dollar for my trade-in! Jeremy even beat my bank on financing by 2%!! Even the financing process was quick, painless, and the service was friendly. We didn't feel pressured, at any point! We drove 1.5hrs to get here and will absolutely be back for the next vehicle purchase. HIGHLY RECCOMMEND! Thanks, Deery Team!!!

2023 Buick Enclave Essence review

Buick enclave

Was looking for safety and security in a suv Comfort for neck and back were important this particular model goes above and beyond. Ride is smooth and quiet with what engine doesn't have in speed it has in hidden torque in motor. Black on black with black grill and rims with crushed glass in the paint, so many compliments especially how masculine looking the vehicle is The dealership Garber of Fort pierce has been amazing from sales to service to accessories Best purchase I've made in years highly recommended

Vehicle information

Ext. color: Summit White
Int. color: Dark Walnut
Drivetrain: Four-wheel Drive
MPG: 15-21
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 5.3L V8 16V GDI OHV
Stock #: 1904
VIN: 1GTU9DED0KZ132894

Features

Convenience: Heated Steering Wheel, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Pearl Motor Company review

A friendly, low pressure buying experience, completely

A friendly, low pressure buying experience, completely unlike what one will experience in the large dealerships. This is how car buying should be. I am very happy to have done business at Pearl Motor. Troy, Stephanie, Derek and the gang are super.

2019 GMC Sierra 1500 SLT review

2019 Sierra SLT X31

I purchased a new 2019 SLT with the X1 package. It has the Red Quartz Tintcoat paint. I usually never leave reviews, but honestly this is the most comfortable, nicest loking truck I've owned , and I've ownwd alot of them. The only issues I've had was the brake software was flawed, took it to the dealer on recall and they installed a new software patch, Other then that I love the styling, performance and the interior is very nice. No regrets

Vehicle information

Ext. color: Classic Silver Metallic
Int. color: Dark Gray
Drivetrain: Front-wheel Drive
MPG: 51-48
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI DOHC Hybrid
Stock #: 925H2211
VIN: JTDKN3DUXF1982728

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2015 Toyota Prius Three review

Great car, even eight years old!

We love the prius after owning a 2007 model. The 2015 is a step up and we got it at a good price for low mileage to hold us until plug-in mile range improves.

Vehicle information

Ext. color: Urban Gray Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V GDI DOHC
Stock #: P993
VIN: 3CZRZ1H51PM717382

Features

Convenience: Adaptive Cruise Control, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Sango GMC review

Sango Service Department

I had Great service at Sango! The service staff is friendly, knowledgeable, and finished my repairs in a timely manner.

2023 Honda HR-V Sport review

Sleek and Fast!

Amazing car for the value! Looks great and drives even better. I'd recommend this car for family as two car seats fit perfectly in the backset :)

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.4L V-8 gasoline direct injection, DOHC, Double VANOS variable
Stock #: 21065L
VIN: WBS6J9C33HD934863

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Lucky Motors Megastore of Villa Park review

I was in an accident and needed a car asap!

I was in an accident and needed a car asap! Check in hand I walked into Lucky Motors not knowing what to expect from the reviews. Thank God I went here first! They saved me what could amount to 6-8 hours in another dealership. Chris was nice and to the point. My experience was great even though I had a small issue with the key they called someone and had another key made while I waited. Thanks to Lucky Motors for being kind and thorough!

2017 BMW M6 Base review

Its a Beast!

This car has all the bells and whistles of a super luxury with ultimate performance [Competition Package comes with 680 HP]. I previously owned the little brother of the M6 [650i Convertible] and had it for 10 years and it was time to move to the "Beast"

Vehicle information

Ext. color: White
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 19-24
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 26793482
VIN: 3TMAZ5CN9MM151419

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Tow Hitch
Safety: Backup Camera, Lane Departure Warning

Reviews

2021 Toyota Tacoma SR5 review

My 2010 had 317,000 miles when I bought my 2021.

My 2010 had 317,000 miles when I bought my 2021. I absolutely love the changes that toyota has made. My 2021 is a perfect truck for comfort and reliability.

Vehicle information

Ext. color: 0D4S / AM30
Int. color: Red
Drivetrain: Rear-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 2.0L H4 16V PDI DOHC
Stock #: 8395Q
VIN: JF1ZNAE17K9701316

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats

Reviews

Greg LeBlanc Toyota review

Best Buying Experience .......... Yet Again !!!

Kipp and Jeramiah really did exactly what I needed to get my son a truck. Excellent deal on my trade, and excellent deal on the Tacoma. Very Satisfied !!!

2019 Toyota 86 TRD SE review

Great! But not perfect.

The car is doing ok, 2019 no problems. 2020 two problems, it’s aggravating! Having to wake up to go to work and having a dead battery.

Vehicle information

Ext. color: Selenite Gray Metallic
Int. color: Black
MPG: 21-27
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 018241
VIN: W1KVK5AB8PF018241

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Bentley Indianapolis review

Josh Rodhius and and entire dealership were awesome.

Josh Rodhius and and entire dealership were awesome. Great experience.Would highly recommend. Great people

2023 Mercedes-Benz AMG SL 43 Base review

New AMG SL, greatly enhanced icon

My first SL was a 1983 380SL, which was a fun car but more a touring luxury 2-seater than a performance car. My new AMG SL 43 brings the luxury of Mercedes but is more a true sports car. It's the 4 cylinder version but packs an impressive turbo punch, and handles / cruises beautifully. Mileage so far is 22 MPG city and the trip from NJ to Delaware achieved 30 MPG.

Vehicle information

Ext. color: Space Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: W04140
VIN: 5UXKT0C50J0W04140

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2018 BMW X5 eDrive xDrive40e review

Nice car

It is a really nice car and has saved me quite a bit of gas money. I bought one for my wife as well. It also came with a tax credit.

Vehicle information

Ext. color: Pure White
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-36
Fuel type: Gasoline
Transmission: 8-Speed Automatic with Tiptronic
Engine: 1.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: NM010457
VIN: 3VVRX7B25NM010457

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rear Cross Traffic Alert, Stability Control

Reviews

Don Franklin Mitsubishi review

"My experience buying a car from Josh Fite at Don

"My experience buying a car from Josh Fite at Don Franklin Mitsubishi was absolutely phenomenal. He was incredibly knowledgeable, PATIENT, and genuinely listened to my needs without any pressure tactics. He took the time to explain all the features and options, and worked tirelessly to get me the best possible deal & the Outlander I really wanted. I felt completely comfortable throughout the entire process and would highly recommend Josh Fite to anyone looking for a new car!"

2022 Volkswagen Taos 1.5T SE review

I bought the 22 model in Apr of 22 and had it about a

I bought the 22 model in Apr of 22 and had it about a year and the ac compressor went out. It took them a couple of months to get one and when they did they found that it had metal shavings all in the lines so they had to replace everything in the circuit. They gave us a loaner car for two weeks and so far it’s been working fine. Have had a couple of software updates so far but no other issues. Have just turned 10,000 miles. The transmission is jerky so I basically drive it around in sport mode to keep it from dropping into the highway gear. Overall we like it

Vehicle information

Ext. color: Ultra White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.5L V6 24V PDI DOHC
Stock #: L27534A
VIN: JTHSE5BC1H5007535

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Toyota of Kingsport review

J. Carmody

We searched on the Internet for the particular car we wanted, and one of the few for sale was nearby at Toyota of Kingsport. The car was priced competitively, and we worked through the details of the trade, payoff, new financing, etc., with no major issues. We feel like we were treated fairly and purchased a good car.

2017 Lexus RC 350 Base review

best car i have ever owned

i love this fsport model. its fun to drive and has a luxury feel as well. i enjoy the economy, normal and sport mode options. the leather interior is classy and sporty. plenty of kick in this engine for a fast ride!

Vehicle information

Ext. color: Other
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: LG429827STK
VIN: 5XXGT4L36LG429827

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

DriveTime of Savannah review

Drive Time.....let it be your next stop for a car

Quentin M was very good,helpful,and the best when it came to my daughter purchase of her new/used job.. Thank you so much.. You too Yogi!!! Thank you

2020 Kia Optima LX review

Love this car!

Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!

Vehicle information

Ext. color: Blue Wave
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Lambda II 1.6L I-4 gasoline direct injection, DOHC, variable val
Stock #: 22918
VIN: KM8K3CA30NU775369

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Prestige Auto Mart of Westport review

Great customer service !

Anthony Miranda and the prestige staff were very attentive to me and my families needs . Jeff was historical and just like on the radio ads. Great place to buy a car

2022 Hyundai KONA N Line review

I just got a 2022 Kona Limited after having a 2015 Golf

I just got a 2022 Kona Limited after having a 2015 Golf for years. I like all safety features and comfort items. The steering wheel is stiffer than I am used to and think that is due to lane assist. I haven't figured out why the nav system doesn't talk, but it must be a setting issue. I used a Garmin unit for nav in past, but Kona's screen is much better. Some people say the space is small, but just fine for me. Overall, i like the Kona

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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