Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
2020 Volvo XC40
for sale
near
Benicia, CA
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2020 Volvo XC40 T5 Inscription
Vehicle information
Features
Reviews
Purchased a new car at Economy Honda and the process was
Purchased a new car at Economy Honda and the process was seamless. They were efficient, friendly and delivered the promised deal with no surprises. Highly recommend!
Nice car.
Very comfortable and easy getting around town after trading my big xxx Mercedes. Display and interaction very easily followed. First Volvo was 1969 that lasted 20 years. Glad to be back in a Volvo.
Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
Car was sold before i could get it.
Car was sold before i could get it...but i like your company Thank you
One of my favorites
A great car. It checked most of the boxes that I had when looking for cars at the time. I ponied up for the Polestar software upgrade and wow did that make a difference. A few reviews had said that the car was underpowered. Not any more. There are some great details and some strange ones too, but overall it's one of my favorite vehicles. Like any car these days, there are a few niggling things that Vovo can't seem to fix. The hood doesn't seem to fit correctly no matter what Vovo did. It "bangs" when you lean against it (cleaning the windscreen, etc) and when the car is jolted (potholes, etc). No amount of work seems to properly address the issue. It's 2.5 years and I've been through a set (2) batteries (main and stop/start). It is now giving me the feeling that the main battery is failing again. The stop/start has not worked consistently since I got the car. Vovo tells me I don't drive it enough to keep the battery charged. Well, I do 5 to 6K a year and if that's not enough they should say so up front. Seems to me that there is something up (or down) with the charging system. Again, I'm impressed.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
I bought a new F250.
I bought a new F250. I told them exactly what I wanted and they made it happen. No pressure to look or buy anything else. Salesman Raul was awesome too. He definitely worked hard to make it happen.
Beautiful and reliable
I just purchased this car, very beautiful and it performs well. Confortable, quiet, reliable, seats up to 5 comfortably. I am very happy with it.
Used
2020 Volvo XC40 T4 Inscription
Vehicle information
Features
Reviews
I would recommend this dealership to anyone needing
I would recommend this dealership to anyone needing service or for their car buying needs. They are informative yet not pushy in any way. Keep up the great work!
Most Reliable and Safe car I’ve ever owned
This car meets all my needs. It’s sporty plenty of room inside with all the bells and whistles. It has a great back up camera the screen size is awesome.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
The service was great and the Emily Ayala was very nice
The service was great and the Emily Ayala was very nice and helpful with everything that I needed to service my car. I like the decor of the dealership
xc 90 to xc 60 to xc40
I have owned the 90,60 and now the 40. It is a great car to drive. Getting over 30mph on highway and about 23 in the city. Car has all the safety features you need. I have 2 older sons and they have plenty of leg and headroom in the back. The gear shift does taken getting used to. As does the center screen. Read the manual and you should not have any problems. Front seats are very comfortable. Cargo space in the back is adequate-- got 4 suitcases in there with no problem. Car handles great on the highway. Engine is quiet and very peppy . My 2 problems with the car-- #1-only a 14 gallon gas tank( should be 16 gallons or more) # 2-- no dome light in the rear passenger area( makes it tough to see packages at night ). I have owned a Volvo since 2007 and love their cars.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
I purchase a 2019 Qx60 my experience was very very good
I purchase a 2019 Qx60 my experience was very very good sale person Thomas pates did a wonderful job to get me in this car everyone was helpful I will purchase another vehicle from there I am from Milwaukee thanks carwise
Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
I’ve been dealing with Plano Toyota for about 9 years and
I’ve been dealing with Plano Toyota for about 9 years and always have been always been treated with fairly & I appreciate the their respect for veterans…
Used
2020 Volvo XC40 T4 Momentum
Vehicle information
Features
Reviews
Great dealership!
Scott Litton was very helpful, knowledgeable and efficient. This was the best truck buying experience we have had. Finance was a breeze. I would definitely recommend this dealership.
Used
2020 Volvo XC40 T5 Inscription
Vehicle information
Features
Reviews
Great company always a pleasure to do business with.
Great company always a pleasure to do business with. On time every time. The only place that does what they say. And stand behind it.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
We recently purchased our second used Nissan from Audi
We recently purchased our second used Nissan from Audi St. Paul. Both were great experiences, but this last time stands-out. Our sales rep Rasethnu was awesome, professional and caring. We couldn't stay the first day to finish the transaction and they were totally understanding. We dealt with two different finance guys over the two days, and they were courteous and no-pressure as well. Rasethnu had the car ready to go all clean and shiny. There were a couple of minor things that needed attention on the car and Rasethnu made follow-up calls to be sure they were taken care of to our satisfaction.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
Very happy with my Nissan Rogue purchase.
Very happy with my Nissan Rogue purchase. Fully transparent dealership. Would definitely recommend this dealer.
Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
I've bought 4 vehicles from this dealership as a return
I've bought 4 vehicles from this dealership as a return customer die the the (CPR) - Courtesy - Respect - Professionalism I live in Delaware and make the journey for these three requirements for me to purchase. Ask for Lou 😉
Used
2020 Volvo XC40 T5 Inscription
Vehicle information
Features
Reviews
Thank you Mike Mohr at Annapolis Volvo for making my
Thank you Mike Mohr at Annapolis Volvo for making my purchase of my new 2026 XC 90 as seamless and pleasant of an experience as one could imagine. From the time of my initial email inquiry about a vehicle of interest to time of delivery and follow-up Mike was knowledgeable, friendly and not pushy, and clearly just interested in trying to earn our business by understanding what we were looking for and then working with his manager Christian to put together the best possible offer. Mike answered many, many questions on my part, including questions I had about a new 2025.5 offered at another dealer. Mike was open and honest, and clearly interested in ensuring my satisfaction with whatever purchasing decision I made. When I went to look at the vehicle on his lot that I was thinking about, he went through all of its features with me. Knowledgeable and highly professional. Best customer service I have had in a very long time. Since purchasing, Mike has followed up with me to see if I have any questions and to let me know he is there fore at anytime. I cannot say enough good things about this experience. I will definitely recommend him and Annapolis Volvo to friends and family going forward.
Vehicle information
Features
Reviews
Enrique salesman was awesome he gave us lots of options
Enrique salesman was awesome he gave us lots of options and was very transparent Manny was great in Finance as well
Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
Exceptional Leasing Experience at Volvo of Santa Monica.
Exceptional Leasing Experience at Volvo of Santa Monica. I just leased a Volvo XC90 Plus, T8 Plug-in Hybrid from Volvo of Santa Monica, and as someone with over 40 years of leasing and buying cars for our family, I am thoroughly impressed by the exceptional service I received. From the moment I inquired about the vehicle, Mr. David Afshar, the sales associate, promptly reached out with all the details about the car I was interested in. His professionalism and responsiveness made the initial steps of the process seamless and efficient. However, it was Mr. Armin Buholzer, the dealership manager, who truly elevated the experience. Armin went above and beyond to ensure I was matched with the perfect vehicle, providing expert guidance and a clear, transparent overview of my options. Not only was the car selection impeccable, but Armin also offered very aggressive pricing that was far below what I had been quoted by other dealerships, ensuring I received incredible value. Both Armin and David and the entire sales team were attentive, courteous, and focused on making the entire process as smooth and stress-free as possible. Their dedication to customer satisfaction was evident at every step. I walked away with a fantastic deal on a beautiful car, and I couldn’t be happier. If you’re looking for exceptional service and VERY competitive pricing, I highly recommend Volvo of Santa Monica, and specifically Mr. Armin Buholzer and Mr. David Afshar. They truly make car leasing an enjoyable and professional experience.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
Just to let you guys know we’re very pleased with the
Just to let you guys know we’re very pleased with the F150 Larry. We got with 214. Everybody was so courteous and kind and helped us out to get this vehicle. I appreciate it very much. I tried to make out a survey and I couldn’t get on it so I’m just letting you know this way thank you very much. I will try to get you some more customers.
Certified
2020 Volvo XC40 T4 Momentum
Vehicle information
Features
Reviews
The dealership allowed me to take the vehicle to my
The dealership allowed me to take the vehicle to my mechanics for further inspection. I felt more secure purchasing the vehicle after the extra inspection. 2nd, their advertised asking price started lower than most I had observed in the area.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
Incredible experience
I purchased a 2019 RS3 from Audi Albuquerque from CJ. I worked with several other Audi dealerships. About 6. Only one other dealership (Ft Worth) was as professional and flexible. With that being said, since I bought the car from ABQ, I can only speak on what happened during the sale from them. My trade in was VERY fair. They didnt even TRY to screw me over. It was reasonable and fair. Would I have liked a tad more on my trade? Of course, but the price flexibility they gave me on the new car more than made up for it. They were within approx $500 of everyone else on my trade anyway. Can't complain there! There were zero games. No tricks. No frills. No surprises, and I had to drive 4 hours from El Paso to get there. How many dealerships would have pulled the okie doke on you after driving all that way, knowing that you dont wanna turn around over $1000 or something? Happens all the time. They weren't pushy either. I didnt buy any upgraded warranty, audi care, gap, anything from them (or get my loan through them, which is another area they really try to push for obvious reasons) and do you think they pushed me? No. Do you think they treated me any less? No. They treated me all the same, despite making less money. Which is obviously important to them. They earned a customer for life. Is not taking care of your customers more important than making a few extra dollars? Not to everyone. But with them, it was obvious and apparent that customer satisfaction, fairness, and straightforwardness is important. Would give 10 stars if I could.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
I had a very good experience with everyone at the
I had a very good experience with everyone at the dealership. Nick was especially helpful and a great salesman without being pushy. I appreciated his straightforward approach.
Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
Great Experience Working with Tray at Murgado
Great Experience Working with Tray at Murgado Ford I’ve been shopping around for a new work truck, and I can honestly say that working with Tray at Murgado Ford has been a great experience so far. A friend of mine recommended Tray after they had a positive experience purchasing a vehicle earlier this year, and I’m so glad they did. As a contractor who does a lot of driving and occasionally hauls a trailer, I had specific needs for my next truck, and Tray has been incredibly helpful in guiding me toward the right option. From the start, Tray took the time to listen to my needs and provided personalized recommendations that fit my lifestyle. He didn’t just try to sell me a truck; instead, he made sure to understand exactly what I was looking for, from towing capabilities to comfort for long drives. He explained the features of the 2024 Ford F-150 Lightning Pro AWD Automatic in detail, and based on my needs, it seems like it could be a great fit. What really impressed me about Tray was his approach to customer service. He’s knowledgeable, patient, and truly cares about finding the right vehicle for his customers. I never felt rushed or pressured, which made the entire process feel smooth and enjoyable. I really appreciate that he took the time to explain things and ensure I had all the information I needed to make an informed decision. Although I haven’t made the purchase yet, my experience with Tray so far has been fantastic, and I look forward to continuing to work with him. If you’re in the market for a vehicle and want someone who listens to your needs and provides honest, expert advice, I highly recommend reaching out to Tray at Murgado Ford.
Volvo XC40 prices by year
| Model year | Average price | Deals |
|---|---|---|
| 2026 Volvo XC40 | $51,049 | |
| 2025 Volvo XC40 | $34,866 | 5 Great deals |
About the 2020 Volvo XC40
T4 Momentum shown (base trim).
- Seating
- 5
- Door count
- 4
- Drivetrain
- Front-wheel drive
- Combined MPG
- 27
- Transmission
- 8-Speed A/T
- Engine
- 187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel)
How much does the 2020 Volvo XC40 cost?
The 2020 Volvo XC40 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for a 2020 XC40 is $20,824, with pricing starting at $12,486.
What is the MPG of the 2020 Volvo XC40?
The 2020 Volvo XC40 offers up to 23 MPG in city driving and 33 MPG on the highway for a combined rating of 27 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the 2020 Volvo XC40?
The 2020 Volvo XC40 compares to and/or competes against the following vehicles:
Is the 2020 Volvo XC40 reliable?
The 2020 Volvo XC40 has an average reliability rating of 4.8 out of 5 according to Cars.com consumers. Find real-world reliability insights within consumer reviews from 2020 XC40 owners.
Is the 2020 Volvo XC40 a good SUV?
Below are the Cars.com consumer ratings for the 2020 Volvo XC40.
- Comfort
- 4.9
- Interior
- 4.9
- Performance
- 4.9
- Value
- 4.8
- Exterior
- 4.9
- Reliability
- 4.8
100% of drivers recommend this car
- Comfort
- 4.9
- Interior
- 4.9
- Performance
- 4.9
- Value
- 4.8
- Exterior
- 4.9
- Reliability
- 4.8
Inscription (2 styles)
| Style | |
|---|---|
| T4 FWD Inscription | T5 AWD Inscription |
| Inventory price | |
| Starting at $40,450 | Starting at $42,450 |
| Combined MPG | |
| 27 | 25 |
| Engine | |
| 187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
Momentum (2 styles)
| Style | |
|---|---|
| T4 FWD Momentum | T5 AWD Momentum |
| Inventory price | |
| Starting at $33,700 | Starting at $35,700 |
| Combined MPG | |
| 27 | 25 |
| Engine | |
| 187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
R-Design (2 styles)
| Style | |
|---|---|
| T4 FWD R-Design | T5 AWD R-Design |
| Inventory price | |
| Starting at $39,950 | Starting at $41,950 |
| Combined MPG | |
| 27 | 25 |
| Engine | |
| 187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Research the 2020 Volvo XC40
Compare the 2020 Volvo XC40
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.