Every New Car Offering 0% Financing in June

What Car Shoppers Need to Know

• A rate of 0% financing lets buyers save thousands of dollars over their loan terms.
• Such financing is currently available for dozens of vehicles, but only about a third of them are 2026 models.
• Consider financing with dealer incentives and cash back to find the best deal.

Car buyers have a lot more than the final price to consider when purchasing a vehicle. Chief among them is financing, and according to the National Automobile Dealers Association, more than 80% of buyers finance their purchases. That means it’s important to be smart when it’s time to meet with the dealer’s finance and insurance representative. The best interest rate is 0%, but buyers should also consider what incentives they can get in addition to financing, and sometimes those deals will be mutually exclusive.

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Once you’ve determined the deal that can save you the most money, it’s possible that 0% financing will be part of the package. Below, we present the dozens of vehicles offered for June free-money financing. They range from full-size pickup trucks to commercial vans to appealing electric vehicles to bread-and-butter compact SUVs.

June 0% Financing Deals

Can Anyone Get 0% Financing?

Typically, only buyers with excellent credit can qualify for 0% financing. Excellent credit is usually defined as a credit score of 800 or above. Additionally, 0% financing is usually only available through automakers’ captive lending agencies, who only offer it on new or certified pre-owned vehicles.

What’s So Special About 0% Financing?

If you qualify, 0% financing can save you thousands of dollars over the life of a typical car loan. For example, if you borrow $40,000 at a 5% APR for a 60-month loan, your monthly payment will be $755, and you’ll pay more than $5,000 in interest over the life of the loan. With 0% financing on the same loan, the monthly payment would be nearly $100 less, and you’d pay $0 in interest.

What’s the Catch With 0% Financing?

Offers for 0% financing tend to be independent of other incentives such as rebates, and the dealership will likely try to make up some of the lost profit with extras such as gap insurance, which is usually available for less through your auto insurer. Zero-percent offers might only apply to pricier trim levels, so you’ll have to commit to a more expensive vehicle. They are also often limited to shorter-term loans with higher monthly payments, although there are plenty of 60- and 72-month terms among the current offerings.

More on Financing From Cars.com:

• Destination Fees Continue to Rise in 2026: What Car Shoppers Need to Know
• Ford Offering $3,500 Cash Back for 2026 Explorer SUV
• Deals on Discontinued Hyundai Ioniq 6: Rebates Up to $7,500

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