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Used 2020 Dodge Charger GT for sale near me

130 matches

All miles from 20149

Photo 1 of 34 of 2020 Dodge Charger GT

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Used

2020 Dodge Charger GT

61,808 mi.

$24,100

Great Deal

Greenway Mazda

4.6

(465 reviews)

View on dealer's site

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Photo 1 of 8 of 2020 Dodge Charger GT

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Used

2020 Dodge Charger GT

29,721 mi.

$24,999

Good Deal | $561 under

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Premier Automotive

3.4

(212 reviews)

34 mi. from 20149

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Vehicle information

Ext. color: Triple Nickel Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: Automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: PA6435

VIN: 2C3CDXHG8LH249033

Features

Convenience: Keyless Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System, USB Port

Exterior: Alloy Wheels

Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Premier Automotive review

4.0

Let's gooooo

March 24, 2023

By Freebunk from Southeast DC

Ion know wat the bad reviews are abt. I just purchased a 2020 malibu RS from them. The experience was pleasant some laughs and good customer service! Car was up to par and didn't see or hear anything out of tune to normal driving conditions. The selling point tho was the warranty! Low miles on car please that great warranty! Read the reviews but go in for yourself! Stop thinking others bad juju is your problem too. Just be smart when buying. I had a good one I recommend them to everyone. My salesman name was David

2020 Dodge Charger GT review

5.0

Most Good looking car I own

May 2, 2021

By Emely Rosales from Riverside, CA

Owns this car

This car met all my needs. Very nice body on the outside and inside. Love commuting around the city in my new car. Super nice with black tinted windows

View all 36 photos

Used

2020 Dodge Charger GT

62,349 mi.

$24,994 $1,000 price drop

Good Deal

Free CARFAX 1-Owner Report

City Motor Group

4.0

(110 reviews)

217 mi. from 20149

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Vehicle information

Ext. color: Pitch Black Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: Automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: CM-02166

VIN: 2C3CDXHGXLH188073

Features

Convenience: Keyless Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, USB Port

Exterior: Alloy Wheels

Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

City Motor Group review

5.0

Amazing!

March 4, 2021

By barry ellman from Scotch Plains

Alexandra Maydelman is an exceptional businesswoman. We had a little check engine light issue, and she spent a fair amount of time and effort in getting it fixed. She gave me her word on the final repair, and sent me the check she promised, on a "hand shake". That is the kind of behavior that restores one's faith in honesty and integrity in business. "A" plus!

2020 Dodge Charger GT review

5.0

Fun car

April 22, 2021

By Tee from OH - Ohio

Owns this car

Very nice car, great condition, love the color and the interior already have the body kit will be buying Xtra tires.. can't wait to show off

View all 22 photos

Dodge Certified

2020 Dodge Charger GT

58,975 mi.

$24,500 $857 price drop

Good Deal

CPO Warrantied

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Eastchester Chrysler Jeep Dodge RAM

4.4

(7,021 reviews)

232 mi. from 20149

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Vehicle information

Ext. color: Torred Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: EULH220332

VIN: 2C3CDXHG5LH220332

Features

Convenience: Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Eastchester Chrysler Jeep Dodge RAM review

4.0

Faulty Engine

September 16, 2023

By pc from NY

Found the problem and replaced the part. They went over the process and the cost of what they would need to do to repair my car.

2020 Dodge Charger GT review

5.0

Best car I’ve ever owned

April 6, 2021

By Maurice Sharp from PA

Owns this car

This car is the most fun to drive and I couldn’t see myself in any other car. And it was really easy to get thanks to the guys at Carvision.

View all 18 photos

Used

2020 Dodge Charger GT

79,612 mi.

$16,900

Great Deal | $792 under

Free CARFAX 1-Owner Report

Sawmill Auto Sales

3.9

(16 reviews)

232 mi. from 20149

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Vehicle information

Ext. color: NOT SPECIFIED

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: J0497

VIN: 2C3CDXHGXLH101112

Features

Convenience: Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Seating: Memory Seat

Reviews

Sawmill Auto Sales review

5.0

2021 Nissan Rogue

March 12, 2022

By Michael Hernandez from Bronx New York

Great deals and even greater people. I bought a brand new 2021 rogue with a rebuilt title from these guys. The car had 48 miles on it and I saved thousands of dollars

2020 Dodge Charger GT review

5.0

Very Sporty Car that handles like it's on rails.

March 27, 2021

By Darryl B. from Long Beach from Long Beach, CA

Owns this car

This car met all of our needs. The safety features are outstanding and the gas mileage is unexpectedly great. The leather interior is very comfortable and all the gadgets are easily accessible. The stereo system sounds great and the speakers are perfectly positioned in the front, sides and back of the interior.

View all 43 photos

Used

2020 Dodge Charger GT

50,376 mi.

$25,995

Good Deal

Free CARFAX 1-Owner Report

Drive World

4.0

(8 reviews)

246 mi. from 20149

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Vehicle information

Ext. color: White Knuckle Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: Automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: 552L

VIN: 2C3CDXHG7LH154186

Features

Convenience: Keyless Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, USB Port

Exterior: Alloy Wheels

Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Drive World review

5.0

He was a fantastic salesman. He went above and bey

April 17, 2023

By Thanh Lewis from Seattle

He was a fantastic salesman. He went above and beyond to make sure i had multiple options to choose from, especially what i was looking for in particular. he was kind, attentive, and very knowledgeable. i would 100% deal with him again and was very pleased with my transaction.

View all 45 photos

Dodge Certified

2020 Dodge Charger GT

22,903 mi.

$33,662 $1,105 price drop

Good Deal

CPO Warrantied

Free CARFAX 1-Owner Report

Ken Ganley Chrysler Dodge Jeep Ram Aurora

4.6

(450 reviews)

258 mi. from 20149

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Vehicle information

Ext. color: Pitch Black Clearcoat

Int. color: Black

Drivetrain: All-wheel Drive

MPG: 18-27

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: D3031A

VIN: 2C3CDXMG5LH171705

Features

Convenience: Remote Start

Entertainment: Bluetooth®, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ken Ganley Chrysler Dodge Jeep Ram Aurora review

5.0

Oil, filter change and tire rotation.

September 11, 2023

By Anthony Varde from Twinsburg, OH

All was completed very quickly. Tires were rotated and air pressure adjusted for front and rear tires!

View all 24 photos

Dodge Certified

2020 Dodge Charger GT

51,507 mi.

$28,887 $105 price drop

Good Deal | $382 under

CPO Warrantied

Free CARFAX Report

Grogan's Towne Chrysler Jeep Dodge RAM

4.6

(499 reviews)

369 mi. from 20149

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Vehicle information

Ext. color: Go Mango!

Int. color: Black

Drivetrain: All-wheel Drive

MPG: 18-27

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: 23R1352

VIN: 2C3CDXMGXLH249928

Features

Convenience: Heated Seats, Heated Steering Wheel, Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels, Sunroof/Moonroof

Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Grogan's Towne Chrysler Jeep Dodge RAM review

5.0

Highly recommend Grogans and John Byrne

March 4, 2020

By David B from St Paris oh

My wife and I were looking for a used Jeep renegade. We found a couple that we liked all in the same price range but John Byrne at Grogan’s was so great to deal with it was a no brainer to buy from them. We lived over 2 hours from the dealer so honest communication was very important. John was quick to respond and send extra pictures. He made the hole buying experience a breeze. Highly recommend Grogans and John specifically.

View all 33 photos

Used

2020 Dodge Charger GT

63,911 mi.

$26,899 $100 price drop

Good Deal | $153 under

Free CARFAX 1-Owner Report

Automaxx of the Carolinas

4.0

(1,932 reviews)

442 mi. from 20149

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Vehicle information

Ext. color: White Knuckle Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: F19450

VIN: 2C3CDXHG1LH153759

Features

Convenience: Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Automaxx of the Carolinas review

5.0

In and out.

August 2, 2023

By mike from mt pleasant Sc

Alton Murray was very helpful made it easy. I knew what I wanted, what my car was worth, In and out in about 2 hours. No haggling, no up-selling.

View all 30 photos

Used

2020 Dodge Charger GT

30,307 mi.

$32,192 $500 price drop

Good Deal

Free CARFAX 1-Owner Report

Auffenberg Auto Mall

3.2

(390 reviews)

672 mi. from 20149

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Vehicle information

Ext. color: Frostbite

Int. color: Black

Drivetrain: All-wheel Drive

MPG: 18-27

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: 2605C

VIN: 2C3CDXMG4LH233336

Features

Convenience: Heated Seats, Heated Steering Wheel, Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels, Sunroof/Moonroof

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Auffenberg Auto Mall review

5.0

2018 Nissan Murano

March 19, 2019

By JohnDL from Coulterville IL

Dustin was the perfect salesman for us. He was knowledgeable and able to help us make decisions based on our needs. We never felt pressured at any point.

View all 27 photos

Used

2020 Dodge Charger GT

34,438 mi.

$28,969 $530 price drop

Good Deal | $393 under

Free CARFAX 1-Owner Report

David Taylor Chrysler Dodge Jeep Ram of Belleville

4.7

(1,186 reviews)

677 mi. from 20149

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Vehicle information

Ext. color: Frostbite

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: Automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: J3B130A

VIN: 2C3CDXHG8LH209017

Features

Convenience: Keyless Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, USB Port

Exterior: Alloy Wheels

Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

View all 87 photos

Dodge Certified

2020 Dodge Charger GT

17,332 mi.

$33,838

Good Deal

CPO Warrantied

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Woody's Dodge Jeep Chrysler RAM

4.6

(1,928 reviews)

859 mi. from 20149

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Vehicle information

Ext. color: Torred Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: 20A0970

VIN: 2C3CDXHG5LH105214

Features

Convenience: Adaptive Cruise Control, Heated Steering Wheel, Keyless Start, Navigation System, Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels, Sunroof/Moonroof

Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Woody's Dodge Jeep Chrysler RAM review

5.0

Awesome team at Woodys!

November 14, 2021

By Jeff wheeler from Foxboro, Massachusetts

Purchased a 2018 Ecodiesel Grand Cherokee here from Massachussets! Worked with "Coach" in sales, and not once was there any pressure. Everything went so smoothly and quick from them picking me up at the airport and hour and a half away to the financing, purchase and sales! From the moment I got there they had me test driving the vehicle, filling out paperwork, and on my way back home in about an hour! Thank Woodys! Great team! A+++

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Used

2020 Dodge Charger GT

27,213 mi.

$32,995 $600 price drop

Great Deal | $5,724 under

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Hudson Ford

4.7

(2,464 reviews)

882 mi. from 20149

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Vehicle information

Ext. color: Triple Nickel Clearcoat

Int. color: Black

Drivetrain: All-wheel Drive

MPG: 18-27

Fuel type: Gasoline

Transmission: Automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: HFP1115

VIN: 2C3CDXMG5LH200670

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Start, Navigation System

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, USB Port

Exterior: Alloy Wheels, Sunroof/Moonroof

Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Seating: Memory Seat

Reviews

Hudson Ford review

5.0

Hudson Ford

June 19, 2021

By James Winzer from Roberts, WI

Took my F250 in for an oil change. Tim in Quick Lane was great, he found a problem and pointed it out to me

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Used

2020 Dodge Charger GT

72,167 mi.

$26,355

Good Deal

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Elliott Auto Group

4.3

(896 reviews)

1,055 mi. from 20149

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Vehicle information

Ext. color: Pitch Black

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: DPP3589

VIN: 2C3CDXHG9LH142346

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Start, Navigation System, Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels, Sunroof/Moonroof

Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rear Cross Traffic Alert, Stability Control

Seating: Leather Seats, Memory Seat

Reviews

Elliott Auto Group review

5.0

Great, quick, no-hassle service!

March 22, 2021

By Jaime from Opelousas, LA

Casey was outstanding from the first conversation and throughout the transaction! The car was delivered to me, exactly as promised, without any hassle! I would absolutely choose Elliott again in the future!

View all 34 photos

Used

2020 Dodge Charger GT

61,808 mi.

$24,100

Great Deal

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Greenway Mazda

4.6

(465 reviews)

1,214 mi. from 20149

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Vehicle information

Ext. color: Frostbite

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: LH208426

VIN: 2C3CDXHG9LH208426

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Seating: Memory Seat

Reviews

Greenway Mazda review

5.0

Excellent State Inspection Service

September 19, 2023

By Hermie from Houston, Texas

Excellent service from Crystal and the mechanic who inspected our car for state inspection. Explained through the video what he did to our car and did all the needed services for our car. Crystal did inform me about the bad battery of our car and they did replace it. 5⭐️ for both of them.

2020 Dodge Charger GT review

5.0

Awesome car

June 13, 2021

By Rodneymitch80 from Albany, Georgia

Owns this car

I love this car. Very nice fast and durable car. I would recommend this car to anyone. Great customer service. I always wanted this car.

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Used

2020 Dodge Charger GT

39,131 mi.

$32,995

Good Deal

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Poe Toyota

3.3

(75 reviews)

1,696 mi. from 20149

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Vehicle information

Ext. color: Blue

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: B11020A

VIN: 2C3CDXHG0LH200487

Features

Convenience: Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Poe Toyota review

5.0

Great service!

April 25, 2022

By KBarnett from Las Cruces, NM

Received excellent customer service from Darrin Ruiz, Felix Dominguez abs Gerald Miller on the purchase of a 2022 Tacoma. Process was seamless from start to finish!

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Used

2020 Dodge Charger GT

37,535 mi.

$27,995

Good Deal | $110 under

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Action Auto Sales and Finance Inc.

4.6

(274 reviews)

1,821 mi. from 20149

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Vehicle information

Ext. color: Red

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: L14724

VIN: 2C3CDXHG1LH167113

Features

Convenience: Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Action Auto Sales and Finance Inc. review

5.0

Recommended dealship

September 30, 2023

By Merriljw from South Jordan, UT

Action Auto and Kaleb in finance went the extra mile and stayed well past closing time to help me with a car test drive. The car purchase the next day went very smoothly in a short amount of time. Working with Action Auto was very pleasant. I highly recommend them.

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Used

2020 Dodge Charger GT

10,532 mi.

$29,888

Good Deal | $681 under

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Ozzy's Car Company

Not rated Dealerships need five reviews in the past 24 months before we can display a rating.

(49 reviews)

2,018 mi. from 20149

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Vehicle information

Ext. color: Burgundy

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: 221128

VIN: 2C3CDXHG0LH221128

Features

Convenience: Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ozzy's Car Company review

4.0

I will refer this dealership to friends... good ex

January 24, 2022

By Angelo Brasileiro from McCall

Great People, great experience and my salesperson was Devin.. Most things were done over the phone on the trusting bases business, So, anyone that need a new or used car ... visit OZZYS car dealership

View all 28 photos

Used

2020 Dodge Charger GT

29,302 mi.

$32,915

Fair Deal

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Good Chevrolet

3.5

(890 reviews)

2,292 mi. from 20149

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Vehicle information

Ext. color: Octane Red Pearlcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: P57374

VIN: 2C3CDXHG7LH104937

Features

Convenience: Keyless Start, Remote Start

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Good Chevrolet review

5.0

A really great experience

December 1, 2022

By Gary from Bremerton

Everything went well with Oliver as my salesman. He was upfront with me and explained things as needed. I consider it to be excellent and I appreciate that.

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Used

2020 Dodge Charger GT

27,948 mi.

$29,995

Good Deal

Free CARFAX Report

United Imports

4.1

(102 reviews)

2,395 mi. from 20149

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Vehicle information

Ext. color: Octane Red Pearlcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-Speed Automatic

Engine: 3.6L V6 24V MPFI DOHC

Stock #: LH160123A

VIN: 2C3CDXHG2LH160123

Features

Convenience: Keyless Start, Remote Start

Entertainment: Bluetooth®, HomeLink, Premium Sound System

Exterior: Alloy Wheels

Safety: Backup Camera, Brake Assist, Stability Control

Reviews

United Imports review

5.0

5 star treatment

August 12, 2018

By Omar D Martinez from Visalia

I want to thank Sandra. She was very honest, and hard working to help me get the vehicle that 'I' wanted. She made it happen. Thank you once again Sandra and thank u United imports.

View all 31 photos

Used

2020 Dodge Charger GT

26,608 mi.

$32,000 $1,000 price drop

Good Deal

Free CARFAX 1-Owner Report

Eureka Chrysler Dodge Jeep Ram

Not rated Dealerships need five reviews in the past 24 months before we can display a rating.

(179 reviews)

2,450 mi. from 20149

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Vehicle information

Ext. color: Pitch Black Clearcoat

Int. color: Black

Drivetrain: Rear-wheel Drive

MPG: 19-30

Fuel type: Gasoline

Transmission: 8-speed automatic

Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade

Stock #: LH190328C

VIN: 2C3CDXHG5LH190328

Features

Convenience: Keyless Start, Navigation System

Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, USB Port

Exterior: Alloy Wheels

Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

*Estimated payments are for informational purposes only. These estimates do not include tax, title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. They do not represent a financing offer or a guarantee of credit from the seller.