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Used Subaru cars for sale near Ballwin, MO

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293 matches 30 miles from 63022
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Alpine Green
Int. color: Gray
Transmission: 8-Speed CVT w/OD
Engine: Regular Unleaded H-4 2.5 L/152
Stock #: X26310A
VIN: 4S4GUHL67S3716876

Reviews

Lou Fusz Subaru O'Fallon review

Friendly and knowledgeable service

Matt was very friendly and knowledgeable. We will be back. Jeff was also there and he too was quite helpful and considerate. Thank you St. Peters Subaru for making us happy.

2025 Subaru Crosstrek Limited review

Love my new crosstrek!

Love my new crosstrek! My Impreza was great too but the Crosstrek is more my style! I’ll return to Subaru when I’m ready for a new car!

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Warm Ivory
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 101089A
VIN: 4S4BTANC7N3272720

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Dean Team Hyundai of Ballwin review

Colin Conway was great

Colin was beyond great I would recommend him to anyone. I’ll definitely be back because of him. I couldn’t ask for better service. Thanks again

2022 Subaru Outback Limited review

I purchased my Outback Premium in 2022 new.

I purchased my Outback Premium in 2022 new. Liked the color. silver, and didn't want moonroof or a lot of extras that could break. Bad battery experience has really disappointed our experience although the cars performance and comfort has not.

Vehicle information

Ext. color: Steel Silver Metallic
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic, CVT w/Manual Mode
Engine: 2.5L H-4 variable valve control, regular unleaded, engine with 1
Stock #: 080-2-344658
VIN: 4S4BRCJC0B3344658

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Auto Prime review

The staff is very friendly and the service is great.

The staff is very friendly and the service is great. They’re always bringing in new cars, which makes it easy to find something that fits your needs.

2011 Subaru Outback 2.5 i Limited review

2nd most reliable care we have owned 2015 is most

Handles good. Wins safety awards, hope we never test that. We do like our 2015 better. My wife's sister's Tribeca kept them alive but was totaled. Can't seem to get the mileage it said on the sticker.

Vehicle information

Ext. color: Horizon Blue Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: H40643A
VIN: JF2SKALC3RH476838

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Ed Napleton Honda St. Peters review

Amazing service!

I had amazing customer service and financial advice. I felt so great about my decision and confident that I was getting the best deal I could. As a first time buyer, I was nervous, but felt very reassured by the staff! Highly recommend!

2024 Subaru Forester Limited review

the forester sport is very reliable get 26 mpg on most of

the forester sport is very reliable get 26 mpg on most of my daily commutes. Drives great in the winter (even though I have the same tires they came with). Traveling in it on road trips are great, 31 mpg using the cruise control and lane assist. It's not a very fast SUV but it honestly worth it. I tend to speed, but it's not something that actually bothers me. I was worried it would be too sluggish. I picked the forester for my road trips, and extra stuff I drive with.

Vehicle information

Ext. color: Cosmic Blue Pearl
Int. color: Slate Black
Transmission: 8-Speed CVT w/OD
Engine: Regular Unleaded H-4 2.5 L/152
Stock #: X251220L
VIN: 4S3BWAN66S3029529

Reviews

Lou Fusz Subaru O'Fallon review

Superb Group! Very pleased.

I went in just to take a look at the new Crosstrek. Steven Miller definitely wow'd me with his knowledge about the different models. Zero pressure to make a purchase that day, but I did it. I was comparing several different vehicles and brands, but I stopped here after viewing the 2021 Forester. EXCELLENT PRICING AT LOU FUSZ! Tony was very friendly and easy to work with in financing too. I will highly recommend.

2025 Subaru Legacy Limited review

I was planning to buy a luxury brand and test drove the

I was planning to buy a luxury brand and test drove the BMW 3 series, the Audi A4, and the Lexus ES300. I then, due to reviews on Consumer Reports, tested the Subaru Legacy in it's top form, the Touring XT with a 260 HP engine, and I was blown away. Almost as quick as the BMW but rode smoother and quieter. Not as smooth and quiet as the Lexus, but more fun to drive. The Audi seemed cramped and the dealer was a disappointment. The Legacy interior was the most attractive in my opinion, has 4 wheel drive, a great sound system, and ended up being my favorite of the 4 cars, regardless of price. When you consider how competitive (or better) the Legacy is compared to the other 3 cars, and that I saved $13,000 on the price, it was a no brainer. It's really sad the Legacy is being discontinue, but all my comments also apply to the Outback Touring XT. The Legacy is a great car at a bargain price.

Vehicle information

Ext. color: Crystal Black Silica
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 98619A
VIN: 4S4GUHF62S3744645

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Dean Team Volkswagen Subaru of Ballwin review

Great experience

My son and I had a good experience purchasing a brand new Subaru at this dealer. Highly recommended

2025 Subaru Crosstrek Sport review

I love my crosstrek limited.

I love my crosstrek limited.I only have 2 complaints but it not really the car its my prefrence. I have always had cars that the doors locked automatically when you left it as long as you had the key.The cross trek doesnt have that and it drives me insane.I am forever forgetting to lock it by the door handle or key fob.My second complaint is it has heated everything except the steering wheel.I like that in the winter but other than that its a great car so far.I have only had it a month so Im not sure how it handles in the snow yet.

Vehicle information

Ext. color: Dark Gray Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 64842
VIN: JF2SJAWC0FH837551

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Dean Team Volkswagen Subaru of Ballwin review

Great Experience

I had to order my Forester and I had to wait for it for a few months. All the time I was kept in the loop and updated on the delivery date. The sales rep was friendly and very knowledgeable. When the vehicle arrived, he went through the purchasing process with me until all my questions were answered. The financing manager explained all aspects of the loan with me. A few days after I received the Foerster a rock hit my windshield and left a crack. The service department fixed it and gave me a free loaner car during the process. Iwas very pleased. I would recommend the dealership to all my friends and family.

2015 Subaru Forester 2.5i Touring review

Bought my 2015 Subaru 2.

Bought my 2015 Subaru 2.0XT Touring brand spanking new off the Subaru dealership's lot. Have owned it all this time about 9 years straight. Take care of your car with regular oil changes, servicing at recommended intervals, and your car will take care of you. Performed the required recalls during service periods. Not 1 single regret on owning this car, ever. It rides smooth and true. Had a clicking issue in the ball joints 2 years ago which Subaru fixed free of charge. Other than that, this car has been my dream machine.

Vehicle information

Ext. color: Ruby Red Pearl
Int. color: Off-Black
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 variable valve control, regular unleaded, engine with 1
Stock #: 64197A
VIN: 4S4BRBKC0C3297271

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Dean Team Volkswagen Subaru of Ballwin review

Service for 2020 Outback

No problems; everyone was polite and competent. The work was done more quickly than I expected.

2012 Subaru Outback 2.5i Limited review

Great car. Best Subaru I’ve owned EVER

Owned this car since I ordered it new. Limited trim was worth it! At 167,000 miles I have only done routine maintenance. Synthetic Mobil 1 since I got it. Original front brakes, rears replaced only once. Solid, great mpg always. Rated at 22/29 and I routinely exceeed both by 2-3 mpg. Great in snow! CVT has NEVER given me any issues. I’ve towed boats and trailers within the 2700# specified limit without a concern. This car has been a tank and still looks like new. Paint is great, no rust or plastic degradation at all.

Vehicle information

Ext. color: Dark Mahogany Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 98629A
VIN: 4S4BTAPC8R3134784

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Dean Team Volkswagen Subaru of Ballwin review

Great service

2014 Outback manual transmission and rear differential oil change was performed. It was done quickly.

2024 Subaru Outback Touring review

This is the eleventh Subaru I have owned, the third

This is the eleventh Subaru I have owned, the third outback; the Outback wilderness is by far the best performer of all of the others I have had. I have been happy with subarus from the first one I bought a 1978 Brat; sure wish i still had it.

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 98587A
VIN: JF2SKAEC5NH428412

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Dean Team Volkswagen Subaru of Ballwin review

Dean Team Subaru- 2024 Subaru Outback

Great experience with Sam Goevert? made the leasing process smooth and comfortable. This is the third Outback I have leased from Dean Team Subaru.

2022 Subaru Forester Premium review

My purchase history has been that of a General Motors

My purchase history has been that of a General Motors enthusiast. My wife worked with Subaru owners; they had no complaints. Decades of commercial truck driving exposed me to witnessing the site's of too many bad accidents. The Subaru safety record has earned my loyalty.

Vehicle information

Ext. color: Magnetite Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L H-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 38302
VIN: 4S3GKAD67K3617829

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Dean Team Hyundai of Ballwin review

Kind service

Great people at this dealership. I worked with Pete and he gave me no pressure service. I’m waiting a few weeks to buy a car because I’m traveling soon, but Pete was kind and helpful and I will be going back to him to buy.

2019 Subaru Impreza 2.0i Premium review

Never had a single problem with my car in the 6 years I

Never had a single problem with my car in the 6 years I have had it! Extremely reliable every month of the year. Great car.

Vehicle information

Ext. color: Horizon Blue Pearl
Int. color: Gray w/Yellow Stitching
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Variable
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: LANH231551
VIN: JF2GTHSC9NH231551

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2022 Subaru Crosstrek Sport review

Perfect vehicle

I personally love my 22 Crosstrac. I have the turbo engine and it has a lot of go to it. Very sturdy on the road at higher speeds. I have the Limited Edition with diamond sparkle black paint, black leather interior very sharp looking vehicle. There was a few hiccups in the beginning with a few minor leaks around the windshield which was promptly fix by the dealership. Gas mileage is great. If you have a family or intend on traveling a lot, the storage part is small other than that perfection all around.

Vehicle information

Ext. color: Pure Red
Int. color: Black
Engine: 4 Cyl - 2 L
Stock #: RW3154
VIN: JF1GUAFC1T8203985

Reviews

Sunset Hills Subaru review

Unsatisfactory experience with used car manager

My experience at this dealership was mixed as they have very knowledgeable people selling their cars and I enjoy the quality of the vehicles! But, management for used cars was very adamant and discriminatory towards us. Please look into this as this is not an inclusive and welcoming environment for future customers. Thank you!

Vehicle information

Ext. color: Crimson Red Pearl
Int. color: Gray
Engine: 4 Cyl - 2.5 L
Stock #: RW3145
VIN: 4S4SLDD66T3020046

Reviews

Sunset Hills Subaru review

Maintenance

Satisfied with service and done in timely manner, however being hounded to complete this survey was not needed.

2026 Subaru Forester Premium review

This is my first Subaru.

This is my first Subaru. So far I love it. We will be taking it on a 300+ mile trip this weekend and it will be the real test!

Vehicle information

Ext. color: Crystal Black Silica
Int. color: Gray
Engine: 4 Cyl - 2.5 L
Stock #: RW3151
VIN: 4S4SLDL66T3016869

Reviews

Sunset Hills Subaru review

Sunset Hills Subaru

Salesman Rob made purchasing process quick and easy, he was very informative and friendly. He answered all my questions and found me a vehicle to match my requirements. Would recommend a Subaru and Sunset Hills dealership to anyone. Enjoyed it.

2026 Subaru Forester Wilderness review

I never drove a Subaru before and I am so happy with this

I never drove a Subaru before and I am so happy with this car. It handles well and is great on gas!! It has many safety features! I wanted an SUV that had all wheel drive that you can use over 25 miles per hour in snowy conditions. This car has that! Really happy with my purchase!

Vehicle information

Ext. color: Alpine Green
Int. color: Black
Engine: 4 Cyl - 2.5 L
Stock #: RW3140
VIN: 4S4GUHD61T3716940

Reviews

Sunset Hills Subaru review

I love Sunset Subaru

I have purchased a lot of cars over the last 40 years and every experience made me dislike auto sales professionals a little more each time. Sunset Hills Subaru revamped auto sales and they have made it a more pleasant experience.

2026 Subaru Crosstrek Premium review

I purchased my new 2026 Subaru Crosstrek Limited from

I purchased my new 2026 Subaru Crosstrek Limited from White's Mountain Subaru in Casper, WY. I selected the Subaru after doing a lot of comparison shopping and research. The Crosstrek was the best value for the money. I am an older person and the adjustable seats are at a level that is easy to get in and out of. The cabin is roomy, and there is plenty of space in the cargo area. The heated seats and heated steering wheel are a nice feature. The ride is very comfortable, especially on longer trips. The vehicle is solid - well built. Subaru's commitment to safety is apparent and that gives me peace of mind when I'm on the road. Overall, I am very satisfied with my new 2026 Subaru Crosstrek.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Engine: 4 Cyl - 2.5 L
Stock #: RW3136
VIN: 4S4GUHD60T3706643

Reviews

Sunset Hills Subaru review

Bought our first Subaru in 2022, the experience was so

Bought our first Subaru in 2022, the experience was so great when we decided to upgrade to an Ascent we went back to Sunset Hills and to Aaron Smith, our salesman. Didn’t like the cost of new car, but the whole experience was top notch. All our questions were answered easily and even the financing was a good experience with Rich. The whole process and procedure went smoothly.

2026 Subaru Crosstrek Premium review

We love our new Subaru car… Subaru Crosstrek Hybrid.

We love our new Subaru car… Subaru Crosstrek Hybrid. The process was challenging. Chris Baird worked with us every step of the way. When we felt unsure, he didn’t hesitate to present any option we were interested in. Chris would define the pros for us on each model. Subaru was right on target with trade in value. We were able to do all our business in one place…the Subaru dealers. We have never had a Hybrid car. Chris was so patience informing us of all details. He also spent, as much time as we needed, going over features of our car. We were very comfortable and happy with our new car. Chris is awesome at his job. He is truly an asset to the Subaru dealers. We do want to comment on how friendly everyone was to us. It has been a wonderful experience. Thank you for a meaningful and knowledgeable experience. Sincerely, Tom and Joanne Colgan

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Engine: 4 Cyl - 2.5 L
Stock #: RW3168
VIN: JF2SLSRD4SH443968

Reviews

2025 Subaru Forester Limited Hybrid review

My first Subaru although each of my kids had a used one

My first Subaru although each of my kids had a used one as their first cars. Very well made, It is quite comfortable but I wish the seats went up a little bit more. I bought the Premium model and it has everything you could ask for. Handles great, has more than enough oomph, and I am averaging around 26.5 mpg in mostly city driving. Took a 200 mile out and back trip, and averaged 34.8 mpg. I will certainly buy another Subaru when it is time, usually every 2-3 years.

Vehicle information

Ext. color: River Rock Pearl
Int. color: Black
Engine: 4 Cyl - 2.5 L
Stock #: RW3147
VIN: 4S4SLDD67T3015826

Reviews

2026 Subaru Forester Premium review

My 2nd Subaru, quiet and roomy.

My 2nd Subaru, quiet and roomy. I am 6'2" and this is the first car with the leg room and interior height where I do not feel cramped. Just the perfect size vehicle for my wife and I for getting around. Smooth ride and excellent handling. Visibility from the drivers seat is outstanding, The surround vision on our Touring model is very helpful for getting into tight parking and judging distances to objects in front or behind us. The ability to switch the review mirror from Mirror to Camera Mode for viewing objects beneath the hatchback window. The remote start with climate set has spoiled us for getting into a cold car in the winter or unbearably hot in summer. The information main screen was intimidating at first, but after a month we are quite comfortable with it. The menus at first seemed overwhelming but we quickly learned that once they are setup to our needs, they do not have to be accessed again, especially with the facial recognition making the comfort settings when either one of us sit in the drivers seat. My biggest complaint so far, is that if you turn off the engine start/stop function , you are reminded every time you start the car that it is indeed off and to confirm by pressing the confirm button on the screen. Very annoying. other than that we are very happy with the 2026 Forester Touring.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Engine: 4 Cyl - 2.5 L
Stock #: RW3153A
VIN: JF2SKAJC8PH460201

Reviews

2023 Subaru Forester Sport review

LOVE this car, maybe a little biased since this is my 5th

LOVE this car, maybe a little biased since this is my 5th Forester, my 2nd Wilderness. My first Wilderness was totaled in a head-on collision when a young driver spilled coffee and veered into my lane and struck me head-on. That was my 1st Subaru Forester Wilderness and IT SAVED MY LIFE. Full curtain all-around airbag deployment with a roll, the Wilderness coming to rest on it's right side, me still strapped into seatbelt, and the Subaru automatic crash notification with a live person on the speakers asking me if I was ok and needed 911! Smoke still coming from the airbag deployments, and there is a live person coming over the speakers asking me if I'm ok. It was surreal. SUBARU FORESTER WILDERNESS SAVED MY LIFE! TYVM Subaru! LOVE this car! Gets 25+ MPG with conservative driving, a great ride and suspension, superior traction in mud and snow, load-out practically anything/rack bikes (or whatever on the roof racks), sleep in the back with ample room, superior rear-gate lift mechanism with memory, seats super-comfortable and easily adjustable, solid rear-seat leg-room, easy rear-seat fold-downs for massive cargo area that takes my full HVAC tool load-out for servicing ice baths all over the NorthEast US. A great value, especially CPO with +10K mileage (vs. new) MONEY WELL SPENT! SUBARU FOR LIFE

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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