Used vehicles for sale near Byron, MI
-





$10,535
Est. $190/mo Vic Canever Chevrolet
Check Availability Quick view Vehicle Information
- Ext. color
- Bright White
- Int. color
- Black
- Drivetrain
- Front-wheel Drive
- MPG
- 21-28
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Tigershark MultiAir 2.4L I-4 DOHC, variable valve control, regul
- Stock #
- 1211504A
- VIN
- ZFBHRFAB4M6T46019
Features
- Convenience
- Keyless Entry
- Entertainment
- Bluetooth®
- USB Port
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Stability Control
Dealer
Vic Canever ChevroletReviews
Vic Canever Chevrolet review
We had been looking for a new Traverse that fit all our requirements for months and finally found it at Vic Canever. Jake was awesome! We are from out of state and he walked us through the purchase of our vehicle step by step. Great experience, great people, great dealership.
-





$41,995
Est. $759/mo Dick Scott Motor Mall
Check Availability Quick view Vehicle Information
- Ext. color
- Bright White Clearcoat
- Int. color
- Black
- Drivetrain
- Front-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade
- Stock #
- P8167
- VIN
- 3C6LRVDG9SE521243
Features
- Convenience
- Adaptive Cruise Control
- Keyless Entry
- Keyless Start
- Navigation System
- Entertainment
- Android Auto®
- Apple CarPlay®
- Bluetooth®
- USB Port
- WiFi Hotspot
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Stability Control
Dealer
Dick Scott Motor MallReviews
Dick Scott Motor Mall review
Bill was extremely responsive and very helpful. I switched to Dick Scott Motor Mall because I wasn’t getting the responsiveness I expected from the dealer I typically use. I really appreciated all the work Bill put in to make this deal happen.
-





$22,757
Est. $411/mo Shea Buick GMC
Check Availability Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- Medium Pewter
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 4.3L V-6 gasoline direct injection, variable valve control, regu
- Stock #
- P35028
- VIN
- 1GCZGHFP1M1249414
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Bluetooth®
- USB Port
- WiFi Hotspot
- Exterior
- Tow Hitch
- Safety
- Backup Camera
- Blind Spot Monitor
- Lane Departure Warning
- Stability Control
Dealer
Shea Buick GMCReviews
Shea Buick GMC review
I went to Shea Buick GMC because their inventory of preowned vehicles had many selections of the models that met my needs as far as mileage, year of manufacture and price. I actually bought the vehicle I had been the most interested in since March. I made an appointment, the salesman met me at the door and had the vehicle I was interested in with the air running ready for a test drive. It was perfect! We added a tonneau to the package, agreed on a price for the trade-in and the purchase price for the truck I bought. We arranged for the insurance, the installation of the tonneau and for a pick up time at my convenience. All was done in a matter of 2 hours! Everyone I worked with was kind, focused and professional... the efficiency of the transaction speaks volumes to the dedication of Sheas' staff!
-





Quick view Vehicle Information
- Ext. color
- Oxford White
- Int. color
- Ebony
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 3.5L V-6 port/direct injection, DOHC, variable valve control, re
- Stock #
- P35553
- VIN
- 1FBAX2Y86PKB09149
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Android Auto®
- Apple CarPlay®
- Bluetooth®
- Premium Sound System
- USB Port
- WiFi Hotspot
- Exterior
- Alloy Wheels
- Tow Hooks
- Safety
- Automatic Emergency Braking
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- Lane Departure Warning
- Rain Sensing Wipers
- Rear Cross Traffic Alert
- Stability Control
- Seating
- Third Row Seating
Dealer
Shea Buick GMCReviews
Shea Buick GMC review
Representatives of Shea Buick contacted me several times. I regret not getting back to Shea, because they sold the car I was m interested in. It was the holidays and all, so I was not able to focus.
-





$20,000
Est. $361/mo Pinckney Chrysler Dodge Jeep Ram
Check Availability Quick view Vehicle Information
- Ext. color
- Silver Mist Clearcoat
- Int. color
- Black/Alloy/Black
- Drivetrain
- Front-wheel Drive
- MPG
- 19-28
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Pentastar 3.6L V-6 DOHC, VVT variable valve control, regular unl
- Stock #
- R530148A
- VIN
- 2C4RC1CGXPR530148
Features
- Convenience
- Heated Seats
- Heated Steering Wheel
- Keyless Entry
- Keyless Start
- Navigation System
- Power Liftgate
- Remote Start
- Entertainment
- Android Auto®
- Apple CarPlay®
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Safety
- Backup Camera
- Brake Assist
- Stability Control
- Seating
- Third Row Seating
Dealer
Pinckney Chrysler Dodge Jeep Ram -





$34,000
Est. $614/mo Pinckney Chrysler Dodge Jeep Ram
Check Availability Quick view Vehicle Information
- Ext. color
- Oxford White
- Int. color
- Dark Palazzo Gray
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- EcoBoost 3.5L V-6 gasoline direct injection, DOHC, variable valv
- Stock #
- KA21536A
- VIN
- 1FBAX2YG8RKA21536
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Bluetooth®
- USB Port
- WiFi Hotspot
- Exterior
- Alloy Wheels
- Tow Hooks
- Safety
- Automatic Emergency Braking
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- Lane Departure Warning
- Rain Sensing Wipers
- Rear Cross Traffic Alert
- Stability Control
- Seating
- Third Row Seating
Dealer
Pinckney Chrysler Dodge Jeep Ram -





Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- Medium Pewter
- Drivetrain
- Rear-wheel Drive
- MPG
- 11-17
- Fuel type
- Gasoline
- Transmission
- 6-Speed Automatic
- Engine
- 4.8L V8 16V MPFI OHV
- Stock #
- F1215293
- VIN
- 1GCWGFCF2F1215293
Features
- Safety
- Stability Control
Dealer
Conely Auto SalesReviews
Conely Auto Sales review
Conley Auto is place to go for high quality reliable vehicles, great pricing & affordable high quality service— right the first time. Awesome Integrity and Credibility
2015 Chevrolet Express 2500 review
Love the room and the power. Hate the bouncy, bumpy ride. With no drink holders.seatbelts for the very back seat would tighten scary tight around a small child.
-





$28,388
Est. $513/mo LaFontaine Chrysler Jeep Dodge RAM Fenton
Check Availability Quick view Vehicle Information
- Ext. color
- Bright White Clearcoat
- Int. color
- Black/Alloy/Black
- Drivetrain
- Front-wheel Drive
- Fuel type
- Hybrid
- Transmission
- CVT
- Engine
- Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade
- Stock #
- 6U0284P
- VIN
- 2C4RC1S73RR118299
Features
- Convenience
- Adaptive Cruise Control
- Heated Seats
- Heated Steering Wheel
- Keyless Entry
- Keyless Start
- Navigation System
- Power Liftgate
- Remote Start
- Entertainment
- Apple CarPlay®
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Safety
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- LED Headlights
- Lane Departure Warning
- Rain Sensing Wipers
- Rear Cross Traffic Alert
- Stability Control
- Seating
- Leather Seats
- Memory Seat
- Third Row Seating
Dealer
LaFontaine Chrysler Jeep Dodge RAM FentonReviews
LaFontaine Chrysler Jeep Dodge RAM Fenton review
Blake and Patrick took wxcellent care of me Provided me with a rental when service work took longer than expected. Even delivered the rental to me
-





$19,000
Est. $343/mo Pinckney Chrysler Dodge Jeep Ram
Check Availability Quick view Vehicle Information
- Ext. color
- Oxford White
- Int. color
- Pewter
- Drivetrain
- Rear-wheel Drive
- MPG
- 14-18
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 3.7L V-6 DOHC, Ti-VCT variable valve control, regular unleaded,
- Stock #
- KA90415A
- VIN
- 1FMZK1YM1HKA90415
Features
- Convenience
- Keyless Entry
- Entertainment
- CD Player
- Exterior
- Alloy Wheels
- Tow Hitch
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Stability Control
- Seating
- Third Row Seating
Dealer
Pinckney Chrysler Dodge Jeep RamReviews
2017 Ford Transit-150 review
This is a surprisingly great vehicle to drive. The plastic trim parts are poorly executed and rattle, but it can't be beat for drivability. It's also much cheaper to service than my prior Mercedes Sprinter
-





$27,500
Est. $497/mo Bob Maxey Ford of Fowlerville
Check Availability Quick view Vehicle Information
- Ext. color
- Oxford White
- Int. color
- Dark Palazzo Gray
- Drivetrain
- Rear-wheel Drive
- Fuel type
- E85 Flex Fuel
- Transmission
- 10-Speed Automatic
- Engine
- 3.5L V6 24V PDI DOHC Flexible Fuel
- Stock #
- W5858P
- VIN
- 1FTBR1C81PKA38535
Features
- Convenience
- Keyless Entry
- Entertainment
- Bluetooth®
- USB Port
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Lane Departure Warning
- Stability Control
Dealer
Bob Maxey Ford of FowlervilleReviews
Bob Maxey Ford of Fowlerville review
They reached out very quickly and I can tell they have a passion for customer service! They were able to confirm the vehicle was available. Going to stop in and check it out.
-





Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- Gray
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Vortec 6L V-8 variable valve control, regular unleaded, engine w
- Stock #
- 5894
- VIN
- 1GCWGAFG8K1363899
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Bluetooth®
- CD Player
- WiFi Hotspot
- Exterior
- Tow Hitch
- Safety
- Backup Camera
- Stability Control
Dealer
Vita Motors -





Quick view Vehicle Information
- Ext. color
- Oxford White
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 3.5L V-6 port/direct injection, DOHC, variable valve control, re
- Stock #
- 11407
- VIN
- 1FBAX2Y80PKB41109
Features
- Convenience
- Keyless Entry
- Entertainment
- Bluetooth®
- USB Port
- WiFi Hotspot
- Exterior
- Tow Hooks
- Safety
- Automatic Emergency Braking
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- Lane Departure Warning
- Stability Control
- Seating
- Third Row Seating
Dealer
Applegate Chevrolet CompanyReviews
Applegate Chevrolet Company review
A++ - always treat me as a priority and make me feel valued as a customer whether it?s for service or a new vehicle. Have bought several cars trucks here for my family, and will for as long as I need to.
-





$17,801
Est. $322/mo Applegate Chevrolet Company
Check Availability Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- MEDIUM PEWTER, CUSTOM CLOTH SEAT TRIM
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Vortec 6L V-8 variable valve control, regular unleaded, engine w
- Stock #
- 11414
- VIN
- 1GCWGAFG0K1373164
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- USB Port
- WiFi Hotspot
- Safety
- Backup Camera
- Stability Control
Dealer
Applegate Chevrolet CompanyReviews
Applegate Chevrolet Company review
Brought a new Blazer. Jacob Pruett made the transaction so easy. If you need a new car ask for Jacob Pruett.Jacob made sure all the new elec electronics were set up
2019 Chevrolet Express 2500 review
it has 3 charge ares and a lot of seats for my family i have a wife and 12 children so we fit in the van perfect
-





$44,488
Est. $804/mo LaFontaine Chrysler Jeep Dodge RAM Fenton
Check Availability Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- Medium Pewter
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic with Overdrive
- Engine
- 6.6L V-8 gasoline direct injection, variable valve control, regu
- Stock #
- 6U0316P
- VIN
- 1GAZGPF77S1151777
Features
- Convenience
- Keyless Entry
- Safety
- Backup Camera
- Lane Departure Warning
- Stability Control
- Seating
- Third Row Seating
Dealer
LaFontaine Chrysler Jeep Dodge RAM Fenton -





Quick view Vehicle Information
- Drivetrain
- Front-wheel Drive
- MPG
- 17-25
- Fuel type
- E85 Flex Fuel
- Transmission
- Automatic
- Engine
- 3.6L V-6 DOHC, variable valve control, engine with 283HP
- Stock #
- F738853
- VIN
- 2V4RW3DG8BR738853
Features
- Convenience
- Heated Seats
- Keyless Entry
- Entertainment
- Bluetooth®
- CD Player
- DVD Player
- HomeLink
- Exterior
- Alloy Wheels
- Roof Rack
- Safety
- Automatic Emergency Braking
- Brake Assist
- Stability Control
- Seating
- Leather Seats
- Third Row Seating
Dealer
Aric's Autos LLCReviews
2011 Volkswagen Routan review
The VW Routan is a very reliable family van with a really great look. Very comfortable riding and pleasant to drive. Very good in fuel efficiency and the on board entertainment features(like 3 screens DVD players) are awesome.
-





$18,496
Est. $334/mo Applegate Chevrolet Company
Check Availability Quick view Vehicle Information
- Ext. color
- Bright White
- Int. color
- Black
- Drivetrain
- Front-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- Tigershark MultiAir 2.4L I-4 DOHC, variable valve control, regul
- Stock #
- 11398
- VIN
- ZFBHRFAB9N6Y14585
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Stability Control
Dealer
Applegate Chevrolet CompanyReviews
Applegate Chevrolet Company review
Got right in - got right out - with change of oil and tire rotation. Thumbs up on good work done in timely fashion.
-





Quick view Vehicle Information
- Ext. color
- Bright White Clearcoat
- Int. color
- Black/Alloy
- Drivetrain
- Front-wheel Drive
- MPG
- 19-28
- Fuel type
- Gasoline
- Transmission
- 9-Speed 948TE Automatic
- Engine
- 3.6L V-6 DOHC, VVT variable valve control, regular unleaded, eng
- Stock #
- G19861P
- VIN
- 2C4RC1DG5MR525871
Features
- Convenience
- Keyless Entry
- Keyless Start
- Remote Start
- Entertainment
- Apple CarPlay®
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Roof Rack
- Safety
- Backup Camera
- Brake Assist
- Stability Control
- Seating
- Leather Seats
- Third Row Seating
Dealer
Randy Wise HyundaiReviews
Randy Wise Hyundai review
We looked at autos with 4 dealerships. Randy Wise Hyundai and our salesman Joe Cantu made it an easy choice for us. Joe is fun to work with and very professional. When we arrived for our test drive, he had the car at the front door ready to go! Highly recommend that you ask for Joe Cantu!
2021 Chrysler Voyager review
I love everything about this vehicle! Was upset when Dodge stopped making the Caravan, but this one filled the void nicely. Great price as well.
-





Quick view Vehicle Information
- Ext. color
- Oxford White
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 3.5L V-6 port/direct injection, DOHC, variable valve control, re
- Stock #
- 11330
- VIN
- 1FTBR1Y84RKA33454
Features
- Convenience
- Keyless Entry
- Entertainment
- Bluetooth®
- USB Port
- WiFi Hotspot
- Exterior
- Tow Hooks
- Safety
- Automatic Emergency Braking
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- Lane Departure Warning
- Stability Control
Dealer
Applegate Chevrolet CompanyReviews
Applegate Chevrolet Company review
Dealership, work area, and waiting area were clean, comfortable, and relaxing. Employees were friendly , informative and available.
-





$28,995
Est. $524/mo Feldman Chevrolet of Highland
Check Availability Quick view Vehicle Information
- Ext. color
- Summit White
- Int. color
- Jet Black
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- 8-Speed Automatic
- Engine
- 4.3L V6 12V GDI OHV
- Stock #
- PJA273601
- VIN
- 1GCWGAFP8R1273601
Features
- Entertainment
- Bluetooth®
- Satellite Radio
- Safety
- Backup Camera
- Stability Control
Dealer
Feldman Chevrolet of HighlandReviews
Feldman Chevrolet of Highland review
Very pleased and well taken care of. David/Service is a pleasure to deal with, always very helpful. He looks out for my car needs and keeps me informed/updated with service and/or future needs.
-





$28,388
Est. $513/mo LaFontaine Chrysler Jeep Dodge RAM Fenton
Check Availability Quick view Vehicle Information
- Ext. color
- Blue Pearl
- Int. color
- Black/Alloy/Black
- Drivetrain
- Front-wheel Drive
- Fuel type
- Hybrid
- Transmission
- CVT
- Engine
- Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade
- Stock #
- 6U0288P
- VIN
- 2C4RC1S70RR102755
Features
- Convenience
- Adaptive Cruise Control
- Heated Seats
- Heated Steering Wheel
- Keyless Entry
- Keyless Start
- Navigation System
- Power Liftgate
- Remote Start
- Entertainment
- Apple CarPlay®
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Safety
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- LED Headlights
- Lane Departure Warning
- Rain Sensing Wipers
- Rear Cross Traffic Alert
- Stability Control
- Seating
- Leather Seats
- Memory Seat
- Third Row Seating
Dealer
LaFontaine Chrysler Jeep Dodge RAM Fenton -





Quick view Vehicle Information
- Ext. color
- Oxford White
- Int. color
- Charcoal
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- Automatic
- Engine
- 3.7L V-6 DOHC, Ti-VCT variable valve control, regular unleaded,
- Stock #
- 3516
- VIN
- 1FTYR1ZM3JKA99181
Features
- Convenience
- Keyless Entry
- Navigation System
- Entertainment
- Bluetooth®
- Exterior
- Alloy Wheels
- Safety
- Automatic Emergency Braking
- Backup Camera
- Brake Assist
- Stability Control
Dealer
75 North Auto SalesReviews
75 North Auto Sales review
An amazing dealership, great customer service. A bad review was posted under my name that was not correct
2018 Ford Transit-250 review
Its the kind of commercial vehicle I was looking for and could not ask for something more reliable . I usually take to a ford dealership twice a year for maintenance and it has produced great mechanical results for my long distance rides. Hey guys, go for it!!!! would not regret it.
-





$71,995
Est. $1,301/mo Feldman Chevrolet of Highland
Check Availability Quick view Vehicle Information
- Ext. color
- Quicksilver Metallic
- Int. color
- Medium Pewter
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Gasoline
- Transmission
- 8-Speed Automatic
- Engine
- 6.6L V8 16V GDI OHV
- Stock #
- PJR396321A
- VIN
- 1GTW7AF79S1101440
Features
- Convenience
- Heated Seats
- Remote Start
- Entertainment
- Apple CarPlay®
- Bluetooth®
- Premium Sound System
- Rear Seat Entertainment
- Satellite Radio
- Safety
- Backup Camera
- Stability Control
- Seating
- Leather Seats
Dealer
Feldman Chevrolet of HighlandReviews
Feldman Chevrolet of Highland review
My car developed a problem, (engine light stayed on) and reduced engine power. The service department set a date and time to bring my car in and offered to provide a loaner car. I brought my car in on the scheduled date & time. The loaner car was washed, gassed up and ready for pick up. The repair was done in a few days; part of the repair cost was covered by warranty and my car runs great. The service department made this a painless process.
-





Quick view Vehicle Information
- Ext. color
- Midnight Black Metallic
- Int. color
- Graphite
- Drivetrain
- Front-wheel Drive
- MPG
- 36-36
- Fuel type
- Gasoline
- Transmission
- CVT
- Engine
- Dynamic Force 2.5L I-4 port/direct injection, DOHC, VVT-iE/VVT-i
- Stock #
- JU18139
- VIN
- 5TDKRKEC5RS212884
Features
- Convenience
- Adaptive Cruise Control
- Keyless Entry
- Entertainment
- Apple CarPlay®
- Bluetooth®
- USB Port
- Exterior
- Alloy Wheels
- Safety
- Automatic Emergency Braking
- Backup Camera
- Blind Spot Monitor
- Brake Assist
- LED Headlights
- Lane Departure Warning
- Rear Cross Traffic Alert
- Stability Control
- Seating
- Third Row Seating
Dealer
Jidd Motors MitsubishiReviews
Jidd Motors Mitsubishi review
Made me feel like family as soon as I walked in very helpful and accommodating to my needs didn?t feel rushed at all great staff and location overall.
2024 Toyota Sienna review
The van is very practical and has been awesome for road trips. We can easily fit two car seats and 6 adults with plenty of leg room. It is very practical especially with the lower ride height that allows my parents to get in and out with ease and also the sliding doors that makes putting the kids in their car seats easy. MPG is excellent. We averaged between 35-37 mpg with the van loaded with 6 adults, 2 kids in car seats, and all of our luggage. We were set on getting an SUV before we came across the Sienna. The Sienna just made more sense for our family. It can comfortably seat 8 people, makes getting in and out easier with the sliding doors and low ride height, excellent MPG, reliable, great resale resale value. It does not require premium fuel. With the gas prices around $3.25-$3.50, fill ups are around $40. We plan to keep the van around for a long time!
-




$39,495
Est. $714/mo Elmhurst Ford
Check Availability Quick view Vehicle Information
- Ext. color
- Arctic White
- Int. color
- Black
- Drivetrain
- Rear-wheel Drive
- Fuel type
- Diesel
- Transmission
- 7G-TRONIC 7-Speed Automatic
- Engine
- 2.0L I4
- Stock #
- F043460
- VIN
- W1Y4DDHY8LT043460
Features
- Convenience
- Keyless Entry
- Safety
- Backup Camera
- Brake Assist
- Stability Control
Dealer
Elmhurst FordReviews
Elmhurst Ford review
All the financial numbers where accurate and the staff was honest at the end of signing the paperwork When I came next day to sign the paperwork I was surprised that finance staff had even better interest rate than day before that we verbally agreed