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Used MINI cars for sale near Katy, TX

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48 matches 30 miles from 77491
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: TP2T90934
VIN: WMW53DK09P2T90934

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Momentum BMW review

Donavan Rene was very accommodating!

Donavan Rene was very accommodating! A little misunderstanding at first, but everything workout great in the end. He was very helpful from beginning to end.

Vehicle information

Ext. color: Pepper White
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: F49508
VIN: WMWXU3C33H2F49508

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Ultimate Motorsports Inc. review

"Let me go to work for you."

I ended up not purchasing a vehicle but from the first phone call with Rodrick King I was treated professionally and courteously. We discussed what I was looking for and how an out of state purchase would work. He communicated promptly and knowledgeably. What struck the me the most was at the end of our first call he stated, "Let me go to work for you". Not what I had been greeted by at other "'dealerships".

2017 MINI Hardtop Cooper S review

Really comfortable for it size

I love vehicle, must have a small car in the family, you won’t go wrong with mini, plus it’s a great little car. Got mini on a great value for it mile and no damage or accident report.

Vehicle information

Ext. color: WHITE
Int. color: BLACK
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: A48557
VIN: WMWXP7C51J2A48557

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

G Motors review

Martin and Tooba were great salespeople and I appreciate

Martin and Tooba were great salespeople and I appreciate their time and effort taken to help me with my car purchase.

2018 MINI Hardtop Cooper S review

Best car I've ever owned!

This car turns heads! I get looks constantly due to the sleek look and the sound of the turbo. Not to mention it comes with a snazzy media player that is easy to use. I will definitely be buying Mini brand again!

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 26-37
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 28512646
VIN: WMWXU7C0XM2N60980

Features

Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats

Reviews

2021 MINI Hardtop review

An car without compare within it's price-point

It be of no secret that the Germans are behind the production of the MINI Brand. The fit and finish, drive, engineering and even smell are all very much in tune with the Brand's Ownership. The drive and sheer joy one feels from driving one of these products makes you feel like a kid again, playing with their favorite toy after a day of school. There are bigger and more expensive offerings to choose but none have the character or joy of ownership of a MINI.

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: B1W12208
VIN: WMW23GD04S2W12208

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

THIScar review

Great service.

Great service. Gave me my asking price and paid me in 30 minutes out the door. Highly recommend cars.com!

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 37-37
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.5L I3 Turbocharger
Stock #: F3A60774STK
VIN: WMWXM5C55F3A60774

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Unique Auto Group review

2018 BMW 750li

I blog y my first car from here and now went and bought my second car was very happy and pleased with Amir the owner helped me the first time when my credit wasn’t all that and now that u built my credit he got me approved with his credit and union and I was able to save a lot of money and the cars they got are super clean he actually does whatever it needs to be done to his cars to have them ready ..ask for Amir

2015 MINI Hardtop Cooper review

Reliable, Responsible, Lots of Room, Safe & Fun!

Transports more than other 4 door cars. Drives fantastic. Smooth, yet sporty and nimble ride, with plenty of quick acceleration when needed. Very reliable, with easy maintenance.

Vehicle information

Ext. color: Blazing Red
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, premium unleaded, engine
Stock #: DWM08572STK
VIN: WMWZB3C59DWM08572

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Chrome Auto review

Was referred by a friend as a great place for cash cars,

Was referred by a friend as a great place for cash cars, it was affordable.. 4 months in my car is stroll driving great!! I was legit in and out of the dealership AND the title came to my house within a month of purchasing!! HIGHLY RECOMMEND FOR CASH CARS!!! Chris helped me out with my paperwork and Christina was so patient with me helping me pick cars in my budget yet my style <3

2013 MINI Countryman Cooper review

Fun car to drive!

Love it! Wouldn’t be getting rid of it, but working from home now and don’t need the extra car. Super clean and fun to drive...

Vehicle information

Ext. color: Light White
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 25-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: GWT10033
VIN: WMWZC3C52GWT10033

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Greenway Mazda review

Excellent and pleasant customer experience from beginning

Excellent and pleasant customer experience from beginning to end. Service was accommodating, but recommend to schedule. Still am efficient process experienced. Well informed from drop-off to pick-up. Sales team was pleasant and not overbearing. Will definitely do more business again.

2016 MINI Countryman Cooper S review

The small fun car for tall people!

This is our third MINI. We have a 2008 Cooper and a 2013 Countryman. It's become an addiction. Usually, by the time we pay off a vehicle we want to replace it. Not with MINI. We love ours and the 2016 Countryman is no exception. It's larger than the 2013, but it's still familiar. I'm the shortest at 5'9". Hubby is just under 6' and our son is 6'2". We all feel like the MINI's were designed for tall people. We refer to them as TARDISes because they are bigger on the inside. Smooth ride. Comfortable handling. Safe. Extremely reliable. Stylish. Would highly recommend.

Vehicle information

Ext. color: White
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 28218771
VIN: WMWZC3C59FWT01926

Features

Convenience: Navigation System
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

CarMax Southwest Freeway review

A Good Place to Shop

I have visited this Carmax location several times over the years, but I?ve never actually bought from them. I appreciate their selection and no pressure process. If you prefer used cars like I do, it?s great to go to a Carmax and compare several makes and models in one place and get your trade appraised. This time around I worked with Harold Speights, who did a great job of finding the cars I was looking for. This is harder than it sounds - the cars don?t always get parked where they belong after a test drive, especially on a busy day, so he had to do a lot of walking around. We ended up unable to find the exact vehicles listed online, which is the reason this Carmax doesn?t get 5 stars. But Harold got me into the right things to try out. Once I narrowed down my interests after a few drives at a few different places, he texted me some stock numbers of cars at several Carmax locations with free transfers. I ended up preferring a different vehicle from a different dealer, but that?s not a knock on Carmax or Harold. Having the written appraisal in hand helped me get a better deal. If you are shopping for a used car, Carmax is a great place to go. Only thing I?d change is that Carmax could do a better job tracking where the vehicles are on the lot.

2015 MINI Countryman S review

Mini Cooper countryman s all4

Bought my 2015 last fall looks great drives great alot of fun . Faster than it looks . Not a extreme cold weather car . Handles great on snowy roads . I'm a bigger guy plenty of room . Would not want to sit behind me . I'd buy another

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.5L I3 12V GDI DOHC Turbo
Stock #: GP2T34336
VIN: WMW33DH08P2T34336

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Momentum BMW review

Go to Max if you want a M car.

Go to Max if you want a M car. He will take care of you like family. Going back to add more stuff on the car through him.

Vehicle information

Ext. color: White Silver
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.0L 16V TwinPower Turbo
Stock #: TF2A38536
VIN: WMWXP7C5XF2A38536

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Power Folding Mirrors
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Demontrond Buick GMC review

They guy Joel does a great job and great person love his

They guy Joel does a great job and great person love his customer service i will be back again for another oil change because of him

2015 MINI Hardtop Cooper S review

CUTE AND FAST CAR

I loves mini, its simple cute and small car but has power. And the space isnt too bad. The gas consumption is also not much. A bit expensive for maintaining but its worth it.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 4766
VIN: WMWXP7C55F2A38802

Features

Convenience: Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Kayalar Motors review

Helpful Dealer

I emailed and called Kayalar Motors regarding their advertised pre-owned FIAT 500 car. Murat took my phone call and was friendly and helpful but not pushy, which I appreciated. He answered my questions. Thereafter, I received two follow-up emails from both Murat and Abbey who were located at two different Kayalar Motors' dealerships. Abbey was very considerate and referred me to Murat since the vehicle I wanted was located at his dealership. Overall, I was very impressed with Kayalar Motors and am currently in the process of procuring a loan with intentions to buy a car from Murat. I also want to compliment Kayalar Motors on the great pictures and videos that they offer to virtually promote their cars; they show lots of interior and exterior photographs, which serves to personally address individual questions.

2015 MINI Hardtop Cooper S review

Best car I have ever owned.

This car has great character and is fun to drive. It has great pick up with the turbo charged engine but can also be driven in green mode to save on mileage. Mini design is impeccable. They thought of every detail for function and style. I have no complaints about this car other than the parts can be pricey. This is truly the best car I have ever owned.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-34
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: BTY11457STK
VIN: WMWSV3C59BTY11457

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2011 MINI Cooper S Base review

Fun to drive, very responsive.

This car meets all my needs. Handles very well, is good on gas, pick up is zippy and very responsive and stylish. Based on this car, I would definitely buy another Mini.

Vehicle information

Ext. color: Volcanic Orange
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.5L I-3 gasoline direct injection, DOHC, variable valve control
Stock #: F3A04289STK
VIN: WMWXM5C54F3A04289

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2015 MINI Hardtop Cooper review

Reliable Car

This is a awesome car. It met my needs as a family and fun car. Has plenty of legroom in the front and rear. Great on gas with 32-40mpg

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.5L I3 12V GDI DOHC Turbo
Stock #: TP2T36924
VIN: WMW33DH02P2T36924

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Momentum BMW review

Buying a car from Momentum was a breeze!

Buying a car from Momentum was a breeze! Everyone was knowledgeable, responsive and helpful. I will definitely buy from this dealership again in the future.

Vehicle information

Ext. color: Midnight Black Metallic
Int. color: Black Pearl
Drivetrain: Front-wheel Drive
MPG: 29-39
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 1.5L I3 12V GDI DOHC Turbo
Stock #: 2D57423
VIN: WMWXU1C54G2D57423

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

HGreg.com Houston review

Javier and Jay were extremely friendly and easy to work

Javier and Jay were extremely friendly and easy to work with. By far the easiest car buying experience I've ever had.

2016 MINI Hardtop Cooper review

Great car. Comfortable and a blast to drive

After 23 years of driving minivans and SUVs, I was ready for a change. I love my 2016 Mini Cooper S 4 door. with the 6 speed manual transmission. Car is great to drive, gets okay mileage (25+mpg) and is surprisingly practical.

Vehicle information

Ext. color: Midnight Black
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: NS7R17644
VIN: WMZ23GA01S7R17644

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Momentum BMW review

Their facility is clean, sales agent (Donavan Rene) is

Their facility is clean, sales agent (Donavan Rene) is nice & responsive, but had so much misunderstanding on paperwork that we ended up spending a night in Houston. But the dealership paid for our hotel stay and uber. I?ll give them that. They?re worth giving a second chance.

2025 MINI Countryman S review

I have had my Countryman S for about 7 months and 2000

I have had my Countryman S for about 7 months and 2000 miles (I have two other cars). It’s Chili Red with Petrol Blue interior. My favorite points are 1. The interior. If you love interesting fun interiors as I do then you will love it. If you try to avoid black interiors and exteriors you eliminate 90% of the cars other make. With Mini, you can get perhaps the most fun interiors anywhere and the Vescin seems comfortable enough. Just with they had ventilated seats. 2. Power, FINALLY Mini got a full BMW tune given you pay about the same price. It is plenty quick and I get 33-36mpg on the highway all the time. Drops much lower zooming around town. 3. Appearance and layout. I like the unique appearance, low roof line for kayaks and plenty of room for the kind of car it is. Negatives: 1. Electronics. Had several updates since I bought it and it has improved a lot but will take some getting used to. Use the favorites menu. Everything is pretty much forced onto the center screen. Sometimes Mini does things to be cute rather than practical. Rather than a start button it uses a flag toggle key you turn off and on like an old fashioned key. If you have to change cars like I do it’s confusing. 2. Center console. Basically, there is not one. There’s a little clam shaped compartment the size of a clutch purse. The armrest doesn’t open. Wasted potential. You will hate this if you are used to piling layers of stuff in a huge center console. Glove box is minimal, too. Neutral. 1. There’s no screen behind the wheel but there is a heads up display. Frankly, after awhile I don’t miss it at all. The heads up is excellent but it takes a little getting used to. 2. Suspension is a bit stiff like all Mini’s. Makes it sporty but trade off is feeling most road imperfections. It does take the top off bumps well but it’s a trade off. In summary, the reliability has been good AFTER the electronics updates and most things work well. It is just so fun to drive and look at inside and out that really I am not sure what I’d rather drive. You might cross shop the BMW X1 and see which works better for you. You cannot beat Mini interiors though for just pure fun and the driving matches on what is a practical Mini for a family. Oh, I got it to tow a camper but I have yet to do that. That is a great new addition in my book. I will probably get a kayak trailer.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-35
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: 773073-ANAXL
VIN: WMWSX3C5XET773073

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

TX Auto Group review

Responded quickly, I was slow.

Responded quickly, I was slow. I am just beginning my search, hoping to buy end of May.

2014 MINI Coupe Cooper S review

I have owned my Coupe S for 10 years.

I have owned my Coupe S for 10 years. 51k miles. This is my favorite car of many. It has sport suspension, upgraded sound system and a couple of DYI upgrades in the engine. It is great for me being 6'3". I have driven solo cross country a couple of times doing well over 1000 miles a day. You just have to love it if you are a car person.....

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: GP2T58978
VIN: WMW53DH02P2T58978

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Momentum MINI review

Since the moment I spoke with ivy over the phone, I knew

Since the moment I spoke with ivy over the phone, I knew this process was going to be flawless. She made the deal I wanted and needed happen. That has literally NEVER happened before. This car trade endurance was a breath of fresh air. I HIGHLY recommend Vy Nguyen to anyone looking for an honest and reliable car dealer!!!

Vehicle information

Ext. color: Midnight Black
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: NS7R42935
VIN: WMZ23GA05S7R42935

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Momentum BMW review

Curtis Josey is a top notch salesman.

Curtis Josey is a top notch salesman. He is the best in the industry! The vehicle I purchased is a perfect match for me. I will definitely have him facilitate my vehicle purchases in the future.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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