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Used MINI cars for sale near Palm Harbor, FL

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90 matches 30 miles from 34683
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: White Silver
Int. color: Malt Brown
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M330A
VIN: WMZ53BR03N3P01150

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control

Reviews

Ferman Mini of Tampa Bay review

Exceptional experience in all ways

Exceptional experience! They managed my expectations right out front--absoltely no surprises.

Vehicle information

Ext. color: Grey
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-33.0
Fuel type: Gasoline
Transmission: Manual
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 105
VIN: WMWXU3C52G2B63095

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Cars Of Tampa, Inc review

This was honestly a great experience.

This was honestly a great experience. Junior was very informative and diligent with our negotiation. The name fits the dealership

2016 MINI Hardtop Cooper S review

Great car. Comfortable and a blast to drive

After 23 years of driving minivans and SUVs, I was ready for a change. I love my 2016 Mini Cooper S 4 door. with the 6 speed manual transmission. Car is great to drive, gets okay mileage (25+mpg) and is surprisingly practical.

Vehicle information

Ext. color: White Silver
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 23-33
Fuel type: Gasoline
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 25B1366S
VIN: WMW53DH08N2R32190

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control

Reviews

Ferman Mini of Tampa Bay review

Recent service at Fermanagh MINI

Had taken my MINI in due to a battery discharge issue. They gave the car an entire inspection and ended up replacing the battery. Very good service.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 15090
VIN: WMZYT5C35J3E62392

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats

Reviews

PJ's Auto World Inc review

amazingly smooth process buying a vintage car.

I was looking for a vintage Jeep. I live in Ohio and found exactly what I wanted in Clearwater florida. I called Ron White, no relation, and he began sending pictures and any information I could dream up or ask. As you can imagine buying an expensive older vehicle 1,000 mi away can be scary and daunting period Ron made me feel as if I was standing there looking at it. Any question I had anything I wanted to see he made available to me. By the time that I agreed to purchase the Jeep every worry and every question I had had been answered and resolved. He helped from the initial Discovery to the paperwork to the purchase to the pickup and shipping arrangements. I understand they have a great number of classic cars. If you are looking for a place to buy an actual vintage collectible vehicle, you need look no further. I would have no reservations buying another car site unseen from these guys. It was a perfect experience from start to finish. Thanks Ro.N and all the guys at PJ's Auto world

2018 MINI Countryman Cooper S ALL4 review

Bought a 2018 Mini Countryman Base model pre owned and

Bought a 2018 Mini Countryman Base model pre owned and have loved everyday with it. Only had one issue and that being something with the Valve Gas Breather. I have yet to fix it yet and it’s been about 3 months. Doesn’t cause any noticeable performance issue (besides the decrease in fuel mileage), just the check engine light on. Other than that, I drive this around the island. Very easy to park and maneuver around. I am planning on getting the newer Mini Countryman about 2 years after they’re released so they can work out all the kinks and stuff.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-33.0
Fuel type: Gasoline
Transmission: Auto
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 00066
VIN: WMWWG9C5XG3A91420

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Cars Of Tampa, Inc review

Cars of Tampa did a awesome job getting me into my 2014

Cars of Tampa did a awesome job getting me into my 2014 X5-50I.. I'm from Michigan and Cars of Tampa were excellent in the process.. most Dealerships and the second you mention your out of State turn away' Not Cars of Tampa they even answered the phone a hour before opening Excellent job to the Staff at Cars of Tampa...

2016 MINI Convertible Cooper S review

Fun and funner

So, I wouldn't recommend this if you drive for a living or take clients around. Size matters and although stout for what it is, you feel the road. Of course that's part of the allure. This is a driver's car because you actually drive it, it's not some boring point and click model. Drop the top and it's next level fun. Nothing like soaking up the sun and taking a city block turn at full speed.

Vehicle information

Ext. color: White Silver
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 25M118S
VIN: WMZ53BR02P3P70026

Features

Convenience: Heated Seats
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control

Reviews

Ferman Mini of Tampa Bay review

Follow up on routine maintenance of mini cooper

Great service, great bagels, great employee, Charles (the best)

2023 MINI Countryman review

Bought a 2023 Mini Countryman ALL4 John Cooper Works

Bought a 2023 Mini Countryman ALL4 John Cooper Works Edition of the car, and received my order last summer. Simply put, the performance is AMAZING. Put it in Sport Mode (a minor inconvenience), and it becomes a force to be reckoned with, especially to those unaware of this car’s capabilities. It’s marketed as a Mini—SUV, and I think that’s a fair categorization. Still have plenty of room for passengers, groceries,!etc, without sacrificing much, if any, performance. My only complaints? Difficult/clumsy control mechanism to get into Sport Mode, no native Android support, and rear windows are awkwardly installed, and have been “properly aligned” with remainder of car, instead of giving the appearance of being aligned with front/rear windows. In summation, this car performs better than its competition (a 2L inline 4cylinder, lightly turbocharged/intercooled, AWD, pretty aesthetics, and lots of opportunities for upgrades, beyond 301HP, 331FT/LBS Torque, and you have a contender for “production car SLEEPER OF THE YEAR!”), like the other “hot hatches”. Everytime my wife or I drive it, we NOW take turns.(she was bitten by the Mini bug) driving it EVERYWHERE, from trips to work, to the grocery store, and vacation driving. You really have to drive a JCW in Sport Mode to appreciate what I’ve said. Anyhow, these are my impressions on this amazing little car. Worth every penny, not getting rid of or replacing it, anytime soon!

Vehicle information

Ext. color: Green Metallic
Int. color: JCW Black
Drivetrain: All-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: PM13590A
VIN: WMZ33GA08S7P65267

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Ferman Mini of Tampa Bay review

Great Service and Great Detailing

I received great service! Charles was very friendly and helpful. Received text updates on the status of my car. looked and ran like new once I picked it back up. Will certainly be returning.

2025 MINI Countryman John Cooper Works review

I have had my Countryman S for about 7 months and 2000

I have had my Countryman S for about 7 months and 2000 miles (I have two other cars). It’s Chili Red with Petrol Blue interior. My favorite points are 1. The interior. If you love interesting fun interiors as I do then you will love it. If you try to avoid black interiors and exteriors you eliminate 90% of the cars other make. With Mini, you can get perhaps the most fun interiors anywhere and the Vescin seems comfortable enough. Just with they had ventilated seats. 2. Power, FINALLY Mini got a full BMW tune given you pay about the same price. It is plenty quick and I get 33-36mpg on the highway all the time. Drops much lower zooming around town. 3. Appearance and layout. I like the unique appearance, low roof line for kayaks and plenty of room for the kind of car it is. Negatives: 1. Electronics. Had several updates since I bought it and it has improved a lot but will take some getting used to. Use the favorites menu. Everything is pretty much forced onto the center screen. Sometimes Mini does things to be cute rather than practical. Rather than a start button it uses a flag toggle key you turn off and on like an old fashioned key. If you have to change cars like I do it’s confusing. 2. Center console. Basically, there is not one. There’s a little clam shaped compartment the size of a clutch purse. The armrest doesn’t open. Wasted potential. You will hate this if you are used to piling layers of stuff in a huge center console. Glove box is minimal, too. Neutral. 1. There’s no screen behind the wheel but there is a heads up display. Frankly, after awhile I don’t miss it at all. The heads up is excellent but it takes a little getting used to. 2. Suspension is a bit stiff like all Mini’s. Makes it sporty but trade off is feeling most road imperfections. It does take the top off bumps well but it’s a trade off. In summary, the reliability has been good AFTER the electronics updates and most things work well. It is just so fun to drive and look at inside and out that really I am not sure what I’d rather drive. You might cross shop the BMW X1 and see which works better for you. You cannot beat Mini interiors though for just pure fun and the driving matches on what is a practical Mini for a family. Oh, I got it to tow a camper but I have yet to do that. That is a great new addition in my book. I will probably get a kayak trailer.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-32.0
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 07
VIN: WMWXP7C52K2A53686

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats

Reviews

Cars Of Tampa, Inc review

⭐️⭐️⭐️⭐️⭐️ I bought a Porsche Panamera from Cars of

⭐️⭐️⭐️⭐️⭐️ I bought a Porsche Panamera from Cars of Tampa in March and have had a great experience! The staff has been incredibly helpful with all things car-related, even after the sale. They’re friendly, knowledgeable, and made the entire process smooth and stress-free. Their inventory is top quality, and I felt confident in my purchase from day one. I’m already planning to buy my daughter’s car from them next year!

2019 MINI Hardtop Cooper S review

Amazing car

This is a fun car and a nice drive, would recommend for anyone looking to buy a newer car on the market. Looks great and drives great.

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 28431605
VIN: WMZYT3C37H3D98273

Features

Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Rain Sensing Wipers
Seating: Leather Seats

Reviews

CarMax Tampa review

Bought my first car at Tampa CarMax.

Bought My first car today and the employees we're amazing very polite and helpful. Sometimes buying a car can be stressful but I really enjoy myself and couldn't be happier.

2017 MINI Countryman S review

This my second Cooper S Countryman ALL4.

This my second Cooper S Countryman ALL4. My first I had for only two months, a 2013. I was T-boned in an intersection by a BMW X2 Hit with such force that both vehicles were non repairable. I walked away from what could have been a disaster. I absolutely love my 2017 Countryman S it is yards above the 2013 in every category. I am perplexed about the lack of satellite radio and other electronic features but I still love this car. Great build quality and styling for the used price of a 4 year old Hyundai or Kia. I'm glad I purchased again.

Vehicle information

Ext. color: White Silver
Int. color: Indigo Blue
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: PM13600
VIN: WMZ53BR0XP3P71733

Features

Convenience: Heated Seats
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control

Reviews

Ferman Mini of Tampa Bay review

They were trying to find the right fit for me , as far as

They were trying to find the right fit for me , as far as what I wanted. I'm sure I'll see what happens later on. I want all the best information they can gather.

2023 MINI Countryman review

Once You Buy Mini You Will Stay With Mini

I am on my 2nd Countryman! I was always a Mercedes driver as I had 8 of them. I was looking for something a little taller with plenty of room. I needed all wheel drive and I ended up with so much more. This car is sporty, fun great on the snow and so much room. Also let me highlight it is great on gas. I have had a very good experience with the sales team! I bought with Evan Williams. He still checks in! The service department is so professional and I can't say enough positive things about Mini in Glencoe!

Vehicle information

Ext. color: Silver
Int. color: Grey
Drivetrain: Front-wheel Drive
MPG: 23-32.0
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 79
VIN: WMWXP7C58H2A44676

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Cars Of Tampa, Inc review

Had a great experience!

Had a great experience!! Negotiated on Saturday on the phone with Metin, he opened up on Sunday to let me test drive and then finalize a deal, since he knew I was coming up from Miami. Would definitely recommend and go back.

2017 MINI Hardtop Cooper S review

Really comfortable for it size

I love vehicle, must have a small car in the family, you won’t go wrong with mini, plus it’s a great little car. Got mini on a great value for it mile and no damage or accident report.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-38.0
Fuel type: Gasoline
Transmission: Manual
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 00035
VIN: WMWXP7C50FT740940

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Cars Of Tampa, Inc review

This is a super dealer and great choices at reasonable

This is a super dealer and great choices at reasonable price. Jeremiah was a pleasure to work with,even though didn’t buy from him ,wonderful communicator and answered ALL questions promptly, Do wish I had been able but decided to keep my current car longer for now,

2015 MINI Hardtop Cooper S review

Reliable, Responsible, Lots of Room, Safe & Fun!

Transports more than other 4 door cars. Drives fantastic. Smooth, yet sporty and nimble ride, with plenty of quick acceleration when needed. Very reliable, with easy maintenance.

Vehicle information

Ext. color: British Racing Green Metallic
Int. color: Carbon Black
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.5L I3 12V GDI DOHC Turbo
Stock #: NTE07495
VIN: WMZYS7C36J3E07495

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Lokey Nissan review

Great service

Lonnie was a good salesman and Tony was a good and courteous finance person. They went out of their way to get me my vehicle. And many times I called Tony and he always had time for me.

2018 MINI Countryman Cooper review

Purchased this used for my son at a great value and it is

Purchased this used for my son at a great value and it is a very engaging car to drive. Whats remarkable is how it has almost everything my BMW X7 has in terms of tech. It has plenty of pep and the ride is what I expected for a sporty small vehicle. Interior room is more than expected and the sunroof is much quieter than my BMW that you will forget its open. The build quality is better than any vehicle in this segment and MPG is better than what they list on the specs. Handling is precise and braking is grabby until you get used to it. The only negative is the Run Flat tires which I will replace.

Vehicle information

Ext. color: White
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 22M118A
VIN: WMWWG9C55K3F66495

Features

Convenience: Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2019 MINI Convertible Cooper S review

I LOVE THESE CARS!

This is my second Mini convertible, my previous one was a 2007... I also own a 2014 Mini Clubman. I just LOVE this car!! Super fun to drive and "dress up" with little customizations. I have the "S" model in an automatic now and, unfortunately, it's not as good on gas as my '07 manual was, but hey, it's a small price to pay for so much fun!

Vehicle information

Ext. color: Melting Silver III Metallic
Int. color: Vescin/Cloth Grey/Blue
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M329R
VIN: WMZ23GA05T7U14166

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Vehicle information

Ext. color: Legend Grey Metallic
Int. color: Vescin/Cord Jcw Black
Drivetrain: All-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M681
VIN: WMZ33GA04T7U81619

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Vehicle information

Ext. color: Melting Silver III Metallic
Int. color: Vescin/Cord Jcw Black
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M291R
VIN: WMZ23GA07T7U03203

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Engine: Intercooled Turbo Premium Unleaded I-3 1.5 L/91
Stock #: 26M625A
VIN: WMWWG5C52K3F79505

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control

Reviews

2019 MINI Convertible Cooper review

Fulfills the brand promise of fun and distinction

i figured this nimble convertible would be fun, and it is, but it is also reliable. 72k miles, virtually nothing but regular maintenance to date. I love driving it, as evidenced by my mileage. Radio, A/C and instruments are very good. my overall experience has been great. shortcomings: blind spot with top down. car chugs and lurches if you engage it withot counting to 10 when starting. dealer says no fix available. upright windshield shows a lot of tiny stars.

Vehicle information

Ext. color: Indigo Sunset Blue Metallic
Int. color: Vescin/Cord Jcw Black
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M328R
VIN: WMZ23GA0XT7U10582

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 23-33
Fuel type: Gasoline
Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122
Stock #: 26M653A
VIN: WMW43DL09R3S07765

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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