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2003
Volvo XC90

Starts at:
$33,350
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Available trims

See the differences side-by-side to compare trims.
  • 4dr 2.5L Turbo
    Starts at
    $33,350
    18 City / 24 Hwy
    MPG
    7
    Seat capacity
    Turbo Gas I5
    Engine
    Front Wheel Drive
    Drivetrain
    See all specs
  • 4dr 2.5L Turbo AWD
    Starts at
    $35,100
    18 City / 24 Hwy
    MPG
    7
    Seat capacity
    Turbo Gas I5
    Engine
    All Wheel Drive
    Drivetrain
    See all specs
  • 4dr 2.9L Twin Turbo AWD
    Starts at
    $39,975
    15 City / 20 Hwy
    MPG
    7
    Seat capacity
    Twin Turbo Gas I6
    Engine
    All Wheel Drive
    Drivetrain
    See all specs

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Expert 2003 Volvo XC90 review

our expert's take
Our expert's take
By
Full article
our expert's take

Volvo is very late to the sport utility vehicle party, but it doesn’t seem to matter. The Swedish automaker, part of Ford Motor Co.’s Premier Automotive Group, offers SUV-crazy America one of the best choices on the market with the all-new 2003 XC90.

The XC90 was engineered with safety as a top priority, with lots of attention paid to protecting occupants in case of a rollover, the cause of many fatalities in SUVs. The XC90 even boasts inflatable side curtain air bags for all three rows, an unusual feature in the luxury SUV segment.

We tested a top-of-the-line T6 model, which features all-wheel-drive and a twin-turbocharged in-line six-cylinder engine that makes 268 horsepower. It had $3,420 worth of options and a sticker price of $45,055.

She: I’m sure you’ve heard that old joke “What does a hen-pecked husband drive?”

He: Being a 25-year veteran, of course I know the answer — “Anything she wants him to.”

She: No, the answer is a Volvo. The implication is that she doesn’t care about his macho image. She cares about safety. That type of woman should be thrilled with Volvo’s first SUV. They’ve thought of just about everything, including a roof structure made of boron, which Volvo engineers say is stronger than conventional steel. Each seat has seat-belt pretensioners which automatically reel in occupants in an accident. A new system called “Roll Stability Control” brakes the outside front wheel whenever sensors detect changes that could indicate a potential rollover. There’s a whiplash protection system for front passengers. I could go on and on. The only thing they seem to have overlooked is a tire-pressure monitoring system for those Michelin Pilot tires on the uplevel model.

He: I admire and appreciate those world-class safety features, especially given all the publicity and controversy over the safety issues with SUVs. But I also think the XC90 may be the perfect package. It’s not a stodgy, van-like creation, but a sculpted, stylish vehicle that combines the best of Swedish design on the outside with a nice mix of leather, wood and matte metal on the inside. So why did I bump it down a grade from you? A couple of reasons. The seating comfort deteriorates the farther back you sit, with the optional third row giving you the worst seat in the house. There’s no head or leg room back there and the third row is difficult to access. Plus, you give up the extra cargo space. It’s not worth the extra $1,675 you have to pay to get the third row as part of a versatility package. And while the quality of materials is excellent in the XC90, the trim fits are not up to par for this luxury SUV. The carpet was pulling away from the center console and I found gaps in the plastic trim panels.

She: I agree with you. The XC90 works best as a five-passenger vehicle. In that form, it’s nearly perfect. I couldn’t help but give it five stars because there’s so much to like. That miniature, eight -inch tall tailgate is a snap to open and the upper hatch feels nearly weightless. Our T6 model came with a standard moonroof, leather upholstery, an in-dash, six-disc compact disc changer and illuminated, steering-wheel mounted radio and cruise controls. This all-wheel-drive XC90 performed valiantly in the snow during a nasty Michigan winter. It responded quickly to changing road conditions and gave me a real sense of security. I’m guessing you liked the twin-turbocharged, 2.9-liter inline six-cylinder engine, which makes 60 more horsepower than the base five-cylinder.

He: Yes, but it only has a four-speed automatic transmission. I don’t understand why a luxury SUV like this wouldn’t come equipped with a five-speed automatic. It would improve the Volvo’s mediocre gas mileage — only 15 miles per gallon in city driving and 20 mpg on the highway. On the plus side, the XC90 has exceptional ride comfort for an SUV. You won’t feel like you’re bouncing around in a truck. The steering is responsive and so is the handling.

She: From the driver’s seat it has the quietness of a luxury sedan. It doesn’t surprise me that Volvo leaned heavily on a group of women in California — professional women — as they developed their first SUV. The XC90 stands out with its attention to detail. OK, so it doesn’t have a Thigh Master. But all kidding aside, I am waiting for the day when Volvo comes up with a more affordable SUV for the masses. When you see $45,000 on the sticker, you know you are in pretty exclusive territory. Can you picture a $25,000 Volvo SUV? Now that would be a vehicle for a huge untapped market of hen-pecked husbands.

Paul’s rating: Above Average

Likes: Twin-turbo six packs plenty of power. Exceptional ride quality for an SUV. Responsive handling and steering. Sliding middle seat in second row. Excellent quality of materials. As quiet as a luxury car.

Dislikes: Needs a five-speed automatic transmission. Trim fits not up to par. No headroom/legroom in third row. Difficult to access third row. Mediocre fuel economy.

Anita’s rating: World Class

Likes: Handsome styling. Drives like a station wagon. World-class safety features. Fast-acting all-wheel-drive system. Miniature tailgate with nearly weightless upper hatch. Reverse warning system. Third-row seat folds flat easily. Strong boron steel roof structure.

Dislikes: Premium options inflate sticker to $45,000. No rear-seat climate controls. Lacks adjustable pedals and tire-pressure monitoring system. Blind spots because of rear headrests and wide pillars front and rear. Excessive tire and road noise in rear.

2003 Volvo XC90 T6 AWD

Type: Front-engine, all-wheel drive, seven-passenger sport-utility vehicle

Price(1): Base, $39,975; as tested, $45,055 (1)-Includes $660 destination charge.

Engine: 2.9-liter I-6; 268-hp; 280 lb-ft torque

EPA fuel economy: 15 mpg city/20 mpg highway

Key competitors: Acura MDX, BMW X5, Infiniti QX4, Lexus RX330, Lincoln Aviator, Mercedes-Benz ML

12-month insurance cost(2): $1,598 (2)-Estimated by AAA Michigan. Rates may vary depending on coverage and driving record.

Where built: Sweden

2003 Volvo XC90 review: Our expert's take
By

Volvo is very late to the sport utility vehicle party, but it doesn’t seem to matter. The Swedish automaker, part of Ford Motor Co.’s Premier Automotive Group, offers SUV-crazy America one of the best choices on the market with the all-new 2003 XC90.

The XC90 was engineered with safety as a top priority, with lots of attention paid to protecting occupants in case of a rollover, the cause of many fatalities in SUVs. The XC90 even boasts inflatable side curtain air bags for all three rows, an unusual feature in the luxury SUV segment.

We tested a top-of-the-line T6 model, which features all-wheel-drive and a twin-turbocharged in-line six-cylinder engine that makes 268 horsepower. It had $3,420 worth of options and a sticker price of $45,055.

She: I’m sure you’ve heard that old joke “What does a hen-pecked husband drive?”

He: Being a 25-year veteran, of course I know the answer — “Anything she wants him to.”

She: No, the answer is a Volvo. The implication is that she doesn’t care about his macho image. She cares about safety. That type of woman should be thrilled with Volvo’s first SUV. They’ve thought of just about everything, including a roof structure made of boron, which Volvo engineers say is stronger than conventional steel. Each seat has seat-belt pretensioners which automatically reel in occupants in an accident. A new system called “Roll Stability Control” brakes the outside front wheel whenever sensors detect changes that could indicate a potential rollover. There’s a whiplash protection system for front passengers. I could go on and on. The only thing they seem to have overlooked is a tire-pressure monitoring system for those Michelin Pilot tires on the uplevel model.

He: I admire and appreciate those world-class safety features, especially given all the publicity and controversy over the safety issues with SUVs. But I also think the XC90 may be the perfect package. It’s not a stodgy, van-like creation, but a sculpted, stylish vehicle that combines the best of Swedish design on the outside with a nice mix of leather, wood and matte metal on the inside. So why did I bump it down a grade from you? A couple of reasons. The seating comfort deteriorates the farther back you sit, with the optional third row giving you the worst seat in the house. There’s no head or leg room back there and the third row is difficult to access. Plus, you give up the extra cargo space. It’s not worth the extra $1,675 you have to pay to get the third row as part of a versatility package. And while the quality of materials is excellent in the XC90, the trim fits are not up to par for this luxury SUV. The carpet was pulling away from the center console and I found gaps in the plastic trim panels.

She: I agree with you. The XC90 works best as a five-passenger vehicle. In that form, it’s nearly perfect. I couldn’t help but give it five stars because there’s so much to like. That miniature, eight -inch tall tailgate is a snap to open and the upper hatch feels nearly weightless. Our T6 model came with a standard moonroof, leather upholstery, an in-dash, six-disc compact disc changer and illuminated, steering-wheel mounted radio and cruise controls. This all-wheel-drive XC90 performed valiantly in the snow during a nasty Michigan winter. It responded quickly to changing road conditions and gave me a real sense of security. I’m guessing you liked the twin-turbocharged, 2.9-liter inline six-cylinder engine, which makes 60 more horsepower than the base five-cylinder.

He: Yes, but it only has a four-speed automatic transmission. I don’t understand why a luxury SUV like this wouldn’t come equipped with a five-speed automatic. It would improve the Volvo’s mediocre gas mileage — only 15 miles per gallon in city driving and 20 mpg on the highway. On the plus side, the XC90 has exceptional ride comfort for an SUV. You won’t feel like you’re bouncing around in a truck. The steering is responsive and so is the handling.

She: From the driver’s seat it has the quietness of a luxury sedan. It doesn’t surprise me that Volvo leaned heavily on a group of women in California — professional women — as they developed their first SUV. The XC90 stands out with its attention to detail. OK, so it doesn’t have a Thigh Master. But all kidding aside, I am waiting for the day when Volvo comes up with a more affordable SUV for the masses. When you see $45,000 on the sticker, you know you are in pretty exclusive territory. Can you picture a $25,000 Volvo SUV? Now that would be a vehicle for a huge untapped market of hen-pecked husbands.

Paul’s rating: Above Average

Likes: Twin-turbo six packs plenty of power. Exceptional ride quality for an SUV. Responsive handling and steering. Sliding middle seat in second row. Excellent quality of materials. As quiet as a luxury car.

Dislikes: Needs a five-speed automatic transmission. Trim fits not up to par. No headroom/legroom in third row. Difficult to access third row. Mediocre fuel economy.

Anita’s rating: World Class

Likes: Handsome styling. Drives like a station wagon. World-class safety features. Fast-acting all-wheel-drive system. Miniature tailgate with nearly weightless upper hatch. Reverse warning system. Third-row seat folds flat easily. Strong boron steel roof structure.

Dislikes: Premium options inflate sticker to $45,000. No rear-seat climate controls. Lacks adjustable pedals and tire-pressure monitoring system. Blind spots because of rear headrests and wide pillars front and rear. Excessive tire and road noise in rear.

2003 Volvo XC90 T6 AWD

Type: Front-engine, all-wheel drive, seven-passenger sport-utility vehicle

Price(1): Base, $39,975; as tested, $45,055 (1)-Includes $660 destination charge.

Engine: 2.9-liter I-6; 268-hp; 280 lb-ft torque

EPA fuel economy: 15 mpg city/20 mpg highway

Key competitors: Acura MDX, BMW X5, Infiniti QX4, Lexus RX330, Lincoln Aviator, Mercedes-Benz ML

12-month insurance cost(2): $1,598 (2)-Estimated by AAA Michigan. Rates may vary depending on coverage and driving record.

Where built: Sweden

Factory warranties

New car program benefits

Basic
4 years / 50,000 miles
Corrosion
8 years
Powertrain
4 years / 50,000 miles
Roadside Assistance
4 years

Certified Pre-Owned program benefits

Age / mileage
Less than 5 years / less than 80,000 miles
Basic
5 years / unlimited miles , upgradeable up to 10 years
Dealer certification
170- plus point inspection

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Consumer reviews

3.9 / 5
Based on 13 reviews
Write a review
Comfort 4.8
Interior 4.6
Performance 4.2
Value 3.8
Exterior 4.6
Reliability 3.8

Most recent

  • I still love Volvo's

    This would be a great car if it had been taken care of. Over $6000 in repairs due after I bought. Dealer should have lowered the price or made repairs
    • Purchased a Used car
    • Used for Commuting
    • Does recommend this car
    Comfort 4.0
    Interior 4.0
    Performance 2.0
    Value 2.0
    Exterior 3.0
    Reliability 1.0
    7 people out of 8 found this review helpful. Did you?
    Yes No
  • Needs 21st century technolog but very safe and com

    Needs more technology for the money needed a reliable transmission, had to replace due to manufacturer needed recall, I was advised wrong transmission was installed. Expensive battery 200.00
    • Purchased a Used car
    • Used for Commuting
    • Does not recommend this car
    Comfort 5.0
    Interior 4.0
    Performance 4.0
    Value 3.0
    Exterior 5.0
    Reliability 3.0
    4 people out of 4 found this review helpful. Did you?
    Yes No
  • 2003 XC90 2.5 AWD

    I am the original owner of a 2003 5 cylinder AWD Volvo SUV. It has 135 Mike's on it and still in perfect condition. Great in snow, rain or anywhere. I also have a MB C300 but it has nowhere near the same comfort or performance. I keep thinking I should get a new SUV but it drives perfectly. Only repair has been a rebuilt transmission at around 110 miles a recommended timing chain around the same time. Don't know if the new ones are as good but this one is a gem.
    • Purchased a New car
    • Used for Having fun
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
    1 person out of 1 found this review helpful. Did you?
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  • The Car That Saved My Life

    We happened upon a 2003 T-6 XC90 three years ago, while shopping for a used commuter car for my husband. Just for fun we test drove it, and loved it. We ended up buying it to replace my 2001 Mazda Tribute 4x4. We did have some repairs we needed to do, such as replace a few broken exterior door handles (the plastic components don't hold up well to the cold CO winters), the CV boots, and the coolant reservoir in the 3 years that we owned it. Other than that, we only had typical maintenance, such as tire replacement and oil changes. One of the reasons we purchased it was because of the high safety ratings. That paid off last week, when another driver, in an attempt to pass up stopped traffic, entered the left passing lane and struck me from the side while I was attempting to turn left. The driver was distracted and driving recklessly. She did not engage in any evasive maneuvers, as her distractions resulted in her not seeing my "big black tank" in front of her. Despite being hit by a car going quite fast, and despite the fact that my car was deemed a "total loss," to the surprise of the EMTs, witnesses, and police officers, I walked away with only minor injuries (bruised finger, sprained thumb, and whiplash). They arrived at the scene expecting to rush me to the ER. I walked away from that accident. One EMT exclaimed, "I might be in the market for a Volvo now." I replied, "me too." The safety that my XC90 provided me was well worth the price we paid for it. In the end, the insurance company estimated the pre-accident condition to be $1000 MORE than what we paid for the vehicle 3 years ago. Today, we are heading out to purchase another XC90. This time, it is a 2006 V8. I'm not sure why used Volvos are so affordable, but I am grateful, because even at nearly 14 years old, my 2003 was built safe enough to save my life.
    • Purchased a Used car
    • Used for Commuting
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 4.0
    Value 5.0
    Exterior 4.0
    Reliability 5.0
    4 people out of 4 found this review helpful. Did you?
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  • Great road car

    The XC90 is a great SUV, I would put this vehicle in the class with the Range Rover & BMW for overall styling and performance. Much to my delight the gas milage isn't bad at all for an all-wheel-drive vehicle.
    • Purchased a Used car
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 4.0
    Exterior 5.0
    Reliability 4.0
    1 person out of 1 found this review helpful. Did you?
    Yes No
  • Mother of 3 grown up married kids .

    Most reliable & comfortable vehicle ever owned. Used it to carry a lot of stuff with college kids moving in & out of dorms,apartments & long distance travel. Would have loved to keep it till it ran to the ground, however, our family is expanding & need a bigger vehicle LOVE IT , LOVED IT & WILL MISS IT!
    • Purchased a New car
    • Used for Transporting family
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 4.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
    2 people out of 2 found this review helpful. Did you?
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  • Excellent Car for life

    This is one of the best cars I have owned, I am very impresive with this suv. Good car for my family and my kids. Not too big not too small. I have 2 years already with my car and I have no problems at all only regular service (oil chage). I recommend it T6.
    • Purchased a Used car
    • Used for Transporting family
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
    1 person out of 1 found this review helpful. Did you?
    Yes No
  • best snow car

    this is the best and safest snow car I have ever driven. It has had no major issues and is 7 years old. I would recommend this car, especially if you have children per safety rating.
    • Purchased a New car
    • Used for Transporting family
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
    1 person out of 1 found this review helpful. Did you?
    Yes No
  • Great car

    I absolutely love our XC90 T6. The performance is great, and the looks cannot be beat. We have not had any of the reliability issues discussed by others and would buy a new Volvo in a heartbeat!
    • Purchased a Used car
    • Used for Transporting family
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 4.0
    Exterior 5.0
    Reliability 4.0
    0 people out of 0 found this review helpful. Did you?
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  • The best car I've owned

    the volvo xc90 is excellent suv car. It is very quiet and powerful. No problems and it is working perfect. Nice car and very reliable, no problems at all. I am very impresive with this car. I am very happy with it.
    • Purchased a Used car
    • Used for Transporting family
    • Does recommend this car
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
    0 people out of 0 found this review helpful. Did you?
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  • Waste of Money

    Bought used in 05. Have had 4 transmissions, AC problems since the begining and still today, tires and brakes wear out fast and expensive to replace. Don't waste your money.
    • Purchased a Used car
    • Does not recommend this car
    Comfort 4.0
    Interior 4.0
    Performance 3.0
    Value 1.0
    Exterior 4.0
    Reliability 1.0
    0 people out of 0 found this review helpful. Did you?
    Yes No
  • Most unreliable car on the market

    Had such high hopes for this new Volvo model and was sadly disappointed right from the beginning. Two turbo's, brake system failure, transmission failures... when life gives you lemons, don't drive a Volvo, at least not this model.
    • Purchased a New car
    • Used for Transporting family
    • Does not recommend this car
    Comfort 5.0
    Interior 4.0
    Performance 3.0
    Value 1.0
    Exterior 4.0
    Reliability 1.0
    0 people out of 0 found this review helpful. Did you?
    Yes No

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FAQ

What trim levels are available for the 2003 Volvo XC90?

The 2003 Volvo XC90 is available in 2 trim levels:

  • 2.5L Turbo (2 styles)
  • 2.9L Twin Turbo (1 style)

What is the MPG of the 2003 Volvo XC90?

The 2003 Volvo XC90 offers up to 18 MPG in city driving and 24 MPG on the highway. These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on vehicle options, trim level, driving conditions, driving habits, vehicle maintenance, and other factors.

What are some similar vehicles and competitors of the 2003 Volvo XC90?

The 2003 Volvo XC90 compares to and/or competes against the following vehicles:

Is the 2003 Volvo XC90 reliable?

The 2003 Volvo XC90 has an average reliability rating of 3.8 out of 5 according to cars.com consumers. Find real-world reliability insights within consumer reviews from 2003 Volvo XC90 owners.

Is the 2003 Volvo XC90 a good SUV?

Below are the cars.com consumers ratings for the 2003 Volvo XC90. 76.9% of drivers recommend this vehicle.

3.9 / 5
Based on 13 reviews
  • Comfort: 4.8
  • Interior: 4.6
  • Performance: 4.2
  • Value: 3.8
  • Exterior: 4.6
  • Reliability: 3.8

Volvo XC90 history

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