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Used
Volvo XC40
for sale
under $20,000
near me
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2020 Volvo XC40 T5 Momentum
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I had the best experience purchasing a Bronco Sport from
I had the best experience purchasing a Bronco Sport from McClarty Daniel Ford yesterday (8/7/2025). My salesman (Simone Lamanna) was very knowledgeable and went the extra mile without making me feel pressured. He’s an exceptional person and was a pleasure to work with. I highly recommend him to anyone in the market for a new or used car. I also had the pleasure to work with Jonathan McCoy (finance director) he was also a pleasure to work with. I will without a doubt be a returning customer from servicing my new vehicle to possibly purchasing another vehicle in the future. What a fine group of people you have representing McClarty Daniel Ford. Thank you, Lore L
Nice car.
Very comfortable and easy getting around town after trading my big xxx Mercedes. Display and interaction very easily followed. First Volvo was 1969 that lasted 20 years. Glad to be back in a Volvo.
Used
2020 Volvo XC40 T4 Momentum
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One of my favorites
A great car. It checked most of the boxes that I had when looking for cars at the time. I ponied up for the Polestar software upgrade and wow did that make a difference. A few reviews had said that the car was underpowered. Not any more. There are some great details and some strange ones too, but overall it's one of my favorite vehicles. Like any car these days, there are a few niggling things that Vovo can't seem to fix. The hood doesn't seem to fit correctly no matter what Vovo did. It "bangs" when you lean against it (cleaning the windscreen, etc) and when the car is jolted (potholes, etc). No amount of work seems to properly address the issue. It's 2.5 years and I've been through a set (2) batteries (main and stop/start). It is now giving me the feeling that the main battery is failing again. The stop/start has not worked consistently since I got the car. Vovo tells me I don't drive it enough to keep the battery charged. Well, I do 5 to 6K a year and if that's not enough they should say so up front. Seems to me that there is something up (or down) with the charging system. Again, I'm impressed.
Used
2022 Volvo XC40 T5 Momentum
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When asking questions about financing a new car, I was
When asking questions about financing a new car, I was talking to Dominick. He was very good at explaining everything to me. I am on a fixed income and still deciding.
I love my Volvo Xc40. I enjoy free service. Wow!
Excellent vehicle this is my second one. The safety and reliability the Xc40 is unmatched in its class. Volvio salesperson Jose Rodríguez has sold mine both times
Used
2023 Volvo XC40 B5 Core
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Bought a used car from Joe Seif!
Bought a used car from Joe Seif! Excellent experience, no hassle, no games, great communication. Would definitely buy from him again without hesitation. The process was smooth quick, and efficient. Would definitely use him again!
Excellent
This is my 2nd XC40 and it is one of the most perfect cars but its by no means cheap. The car can be as loaded as its bigger brother, except for heads up display. They all use the same engines, with the exception of turbo types, and bi-turbo options. All Volvos are moving to mild hybrid as standard and all 2023 XC40's are now mild hybrids. The XC40 is nimble, loaded and well designed. It has just about every feature including all wheel drive, Google auto, panoramic sunroof, power tail gate, and leather seats, redesigned for 2023. It is stylish, detailed and not meant to feel like the entry model. In fact, it can cost more than its bigger brother the XC60! Driving it is a pleasure as it is preppy and confident.
Certified
2019 Volvo XC40 T5 R-Design
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Car was sold before i could get it.
Car was sold before i could get it...but i like your company Thank you
Head Light control can not be seen on the column at
Head Light control can not be seen on the column at night. Stock tires were horrible. I switched to yokohama's. The rims design in terrible. There is a space behind the spokes which allows for dirt and brake dust to build up. Difficult to give a finished look when detailing. Plus I can't use the GPS. NOT convenient to communicate with. Engine noise is disturbing. Biggest thing is the TPM. Would prefer it to actually read the psi of each tire. Raises your anxiety not knowing the true pressure.
Used
2019 Volvo XC40 T4 Momentum
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First, I do have to say that Jordan is a pleasant,
First, I do have to say that Jordan is a pleasant, respectful, "upcoming" used car salesperson. With his outgoing, friendly, respectful demeanor, he likely could have sold me just about anything. On President's Day, my husband and I drove about 45 minutes, intending to test drive a specific Wrangler at the Used Car division. The test drive went well with us both falling in love with the vehicle. The negotiations went fairly quickly, despite me having no access to my bank to move around $$$$$ and my trade vehicle not being present. There was give and take on both sides- mostly give on mine, LOL. We arrived at an amicable deal on the price, trade, service contract and promise to fix the heated steering wheel. Ziggy, the finance manager, was pleasant and efficient. We waited an inordinate amount of time for the title work on my trade to be done. On Wednesday as planned, we returned, with my trade and a check in hand. Apparently Jordan forgot that we were coming as we waited over an hour for the vehicle to be "cleaned and readied for delivery." The dealership was not busy at all that day, with staff congregated around the main desk, laughing and joking. Any other time that I have purchased a vehicle, it has been serviced, cleaned, washed and waiting near the dealership entrance. When Jordan finally handed me the key, confirmed that there was no spare key and informed us that the steering wheel parts were on back order (and could take up to 30 days to arrive,) he bid us good bye and good luck. I asked, "so that's all? Is there anything to sign?" Both Jordan and the Finance Manager assured us we were good to go. Everyone had a good laugh when I asked them if they wanted the $27,400 check. Maybe the laugh will be on me if the documentation I have does not show that they received the check. I have to say that the experience was mostly positive. I only wish that the staff had been more prepared for us to take delivery. Jordan did get some points back when he filled the fuel tank before we left. Time will tell about the steering wheel issue.
Quietest small SUV I’ve driven
This car exceeds what’s most important to our family. Driver’s main cabinets and dashboard are easily available. Car identifies and responses to outside objects quickly. Such a smooth and quite ride. As noted in some reviews. The touch screen is a bit delay in response. Otherwise. It’s a great ride.
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Very good experience completed my service in a timely
Very good experience completed my service in a timely manner and didn’t have to wait long at all
Best decision I have made in years for a vehicle
After only a month, I am truly "in love" with my XC-40. I wanted to get one a few years ago. However, Covid-19 got in the way. When it was finally time to upgrade this year, I did it and have not regretted it. Great ride, all the safety features I wanted, excellent ride and handling , above EPA rated fuel economy, roomy seating. Plenty of room for my golf equipment.
Used
2021 Volvo XC40 T5 Momentum
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Collin is my sales person.
Collin is my sales person. Came in shopping truck not only did he guide me to the right truck but he also got me a great deal and I can call him at anytime knowing that he will respond.
My partner wanted me to get a vehicle that availed itself
My partner wanted me to get a vehicle that availed itself of all the current self-driving and safety technologies currently on offer, and after much research, this is car I landed own. And the XC40 did not disappoint. I'm approaching my first year of ownership and comfortably say it is the best vehicle I've ever owned. With near seamless adaptable cruise control making multiple long-haul road trips as effortless as driving across town, my Volvo makes me want to drive it anywhere. Stylistically, it's a bit frustrating to now see every car on the road racing to copy its black-roof aggression, but I still get looks from folks who want to know if "that's a Volvo?" Of particular note is how the interior eschewed the trend of tacking on a giant tablet screen, opting instead for a generous dash-embedded interface that is comprehensive, intuitive and instantly responsive. I also love the app-driven features like remote start and customer temperature. The reputation for reliability is well-earned and validated. In summary, the prospect of this car one day needing to be replaced fills me with anxiety because I want to drive it forever. Well done, Volve.
Used
2019 Volvo XC40 R-DESIGN
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I'm happy with my Hyundai Tucson Hybrid SEL that I
I'm happy with my Hyundai Tucson Hybrid SEL that I purchased in the fall of 2022 at Phil Long Hyundai at the Motor City Way location in Colorado Springs. I'm also glad that I purchased the service package. My Sales person, Finance specialist, Service Team and Management are people I know I can count on to have my best interest at heart. Thanks for your hard work!
Most enjoyable and fun zo drive
This car meets all my needs and it looks cool too! I love the sport wheels and how smoothly it drives. My only complaint....the cup holders. I dont think they are deep enough or wide.
Used
2022 Volvo XC40 T5 Momentum
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I’d like to personally thank Jeff and the team at Torch
I’d like to personally thank Jeff and the team at Torch Light Motors. They put a lot of effort into getting me into a new car when the other dealers turned me away. Torch Light Motors kept there word. 100% satisfied. See you when I upgrade.
XC40 SUV gets where you want to go in style
Great commuter car. Adaptive cruise control is better than most. Good mpg. Very attractive. Agile and good is small spaces ( city driving ). Base sound system should have more power.
Used
2021 Volvo XC40 T5 R-Design
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A Truly Pleasant and Honest Car-Buying Experience I was
A Truly Pleasant and Honest Car-Buying Experience I was feeling really upset this morning because of a dealership that kept changing the price, but then I happened to find a car that caught my eye on a website. Then I made an appointment at Merchants Auto for a test drive. At first, the place looked a bit quiet, and I wasn’t sure what to expect. But from the moment I walked in, I was impressed by how friendly, professional, and proactive everyone was. There was about a $3,000 difference between the price I saw online and the one initially quoted at the dealership. I mentioned this and also showed them an offer I had received from another dealership the day before. I told them that if they could match that deal, I’d sign right away. They worked hard for nearly an hour — checking different options, running numbers — and finally made it happen. I signed the paperwork and made the down payment on the spot. Even better, the finance rate they offered was about half of what another Boston-area dealership had quoted me, which helped offset that $3,000 difference. What impressed me most was that the price we agreed on during negotiation was exactly the same when it came time to sign the papers — no hidden fees, no surprises. It was a bit of a drive to get there, but it was absolutely worth it. I’m genuinely happy with my purchase and the entire experience. Highly recommended — I’ll definitely come back here when it’s time to replace my wife’s car!
Terrific all around car!
Attractive styling both exterior and interior (for me). Bought a 2021 T-5 R design with Polestar enhanced performance package. It has been trouble free so far and handles and performs very well for a compact SUV. routine service dept. with Volvo has been excellent. Seats are comfortable and the interior space is surprisingly roomy. It took a little bit to get use to the tech, but I was coming from a Tundra, so it was to be expected. The only thing that is subpar is the Navigation system, but I understand that they have now contracted with google maps to provide this service. AWD makes me not worry about the weather. Terrific all around car!
Used
2021 Volvo XC40 T4 Momentum
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I honestly had one of the best dealership experiences
I honestly had one of the best dealership experiences ever. Voytek was super patient, not pushy at all, and really tried to make things work with my budget. I’ll definitely come back when I’m ready to buy again.
Runs smooth, hugs the road, great ride.
After driving my previously owned vehicle for 13 years, I'm looking forward to learning more about my new Volvo XC40's performance and various functions. I plan on enjoying it.
Used
2022 Volvo XC40 T5 Momentum
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Looking to buy a car?
Looking to buy a car? Nj Auto is the place to go! My sales rep. Ritsi was very helpful told her want I was looking for , She came through for me Completely Satisfied 100% Didn’t take no time all I recommend Ritsi if your looking for satfaction! Thank You Ritsi !
Attractive
Perfecr for a couple or small family. Downsized from an XC60 because I didn't need a big SUV. Has the same power. Not sorry I did.
Used
2019 Volvo XC40 MOMENTUM
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Great service!
Great service! Chase is excellent and very helpful. I always go to Hyundai for any car services. Very professional and very good communication
Best car I've ever owned
The styling is fantastic — compliments received daily on this car. Inside, the interior is beautiful and extremely comfortable. The interior room is more than ample for a tall person sitting in the rear. I have all of the packages - except the one with the 360 camera and active bending headlights. I'd recommend you don't get a stripped down model — it feels a little less luxurious — but it will still look and drives great if you do.
Used
2020 Volvo XC40 T4 R-Design
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Dependable staff.
Dependable staff. Provided enough time to answer concerns and expectations. I’m glad I bought my car in this dealership !!
Beautiful and reliable
I just purchased this car, very beautiful and it performs well. Confortable, quiet, reliable, seats up to 5 comfortably. I am very happy with it.
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My sales person, Daekwon was great from the moment we met
My sales person, Daekwon was great from the moment we met him. He was friendly and very knowledgeable. I didn’t feel pressured or rushed and he answered any questions or concerns I had. Marcy from finance was great as well. I’d certainly send family and friends to Tasca Kia in Johnston. The only thing I am disappointed about is that although they cleaned the vehicle and made sure the gas tank was full, the battery wasn’t charged. It was at 15%. Had I realized that and/or understood, I would have had them charge it.
Most fun car I have ever owned.
Love the style both inside and out. The safety features are awesome as well as the navigation and the Apple Car Play. Handles very well especially on turns.
Used
2022 Volvo XC40 T5 Momentum
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I came across this car dealership by accident and I
I came across this car dealership by accident and I didn't regret it. I found a great Ford Flex with low mileage. The car is in excellent condition and the price is great. Everything went quickly and without stress. I am very grateful for the quality service!
Used
2020 Volvo XC40 T4 R-Design
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Lots of Cars available Easy to maneuver web site prices
Lots of Cars available Easy to maneuver web site prices are reasonable . I did not purchase at this time but would consider I have a later time
Most Reliable and Safe car I’ve ever owned
This car meets all my needs. It’s sporty plenty of room inside with all the bells and whistles. It has a great back up camera the screen size is awesome.
Used
2022 Volvo XC40 T5 Momentum
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Andrew K!
Andrew K! What can I say, Andrew has to be the best salesman in Colorado, trust me I’ve been buying cars for a while, and I will never ever use another salesperson again!
Used
2022 Volvo XC40 MOMENTUM
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Requested the total cost of the transaction and they
Requested the total cost of the transaction and they responded quickly with detailed information. Thank you.
About the Volvo XC40
How much does the Volvo XC40 cost?
The Volvo XC40 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the XC40 is $28,635, with pricing starting at $10,750.
What is the MPG of the Volvo XC40?
The hybrid Volvo XC40 can reach up to 24 MPG city and 32 MPG highway for a combined rating of 27 MPG. The Volvo XC40 with traditional internal combustion engine offers up to 23 MPG city and 33 MPG highway for a combined rating of 27 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Volvo XC40 by price
Compare the Volvo XC40
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
