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Used Audi A4 for sale under $25,000 near me

Filters 5 Year Trim Model Price & payment Make Mileage Body style Ext. color All filters
44 matches 30 miles from 20149
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: 7-Speed Automatic S tronic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: P856
VIN: WAUEAAF44NN013540

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Safford Brown CDJR Sterling review

Great job

Steve was great with my Tacoma definitely go see him for you new car, he’s very knowledgeable.and helpful the whole staff and financial group was great

2022 Audi A4 45 S line Premium Plus review

The best car on highway.

I love the all wheel drive. Cameras are a plus. Heated and cooling seats are wonderful. I’m hooked. That’s the only car I will ever buy.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Auto, 6-Spd OD Tiptronic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: JT44746
VIN: WAUBFAFL6AN044746

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Mahwy Cars review

Amazing service.

Amazing service. Great experience and offers from the dealer. I highly recommend this place, and thanks to everyone for there amazing help in getting me acquitted to my dream car (CLS550)

2010 Audi A4 2.0T Premium quattro review

A great car for the year it’s been made!

This car is a great car. The outside modeling is great and the interior design is nice. Leather seats with tinted windows. Aux for music and bluetooth for phone. Has a navigation system with back up cameras. Overall a great car for the value!

Vehicle information

Ext. color: Ibis White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 1494
VIN: WAULF78K79N057397

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

NOVA Autoland LLC review

Staff was very confident, knew there inventory, and quick

Staff was very confident, knew there inventory, and quick to respond to questions and inquires. The dealership has a good variety of cars at many different levels and different price ranges. Overall a very good experience and would recommend and come back to this dealer in the future.

2009 Audi A4 2.0T Premium quattro review

Best bang for the buck

Put it in comfort mode it is like a luxury cruiser, put it in sport it turns into a beast. Even with enthusiastic driving the gas milage is good.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-29
Fuel type: E85 Flex Fuel
Transmission: A/T
Engine: 220.0HP 2.0L 4 Cylinder Engine Flex Fuel Capability
VIN: WAUBFAFL6EN042436

Features

Convenience: Heated Seats, Navigation System
Entertainment: Bluetooth®
Exterior: Sunroof/Moonroof
Safety: LED Headlights, Rain Sensing Wipers
Seating: Leather Seats

Reviews

2014 Audi A4 2.0T Premium review

This car is so good I used it to go everywhere it’s

This car is so good I used it to go everywhere it’s really nice it drives nice and I never had a problem with it

Vehicle information

Ext. color: Brilliant Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: 8-Speed Automatic with Tiptronic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: UAC4486A
VIN: WAUBFAFL0GA012990

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Audi Chantilly review

I had a wonderful experience with Mamta Vohra.

I had a wonderful experience with Mamta Vohra. She guided me through a very long process with charm and grace. I finally ended with a lease agreement on a new car. Not at all the way I imagined. Thank you Malta.

2016 Audi A4 2.0T Premium review

Audi A4 Premium Plua

I bought this car over a year ago. I had no problems after driving it for 11000 miles. Very comfortable ride and nice performance on the highway. Would definitely recommend

Vehicle information

Ext. color: Mythos Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 25A0600A
VIN: WAUENAF45KA115369

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Tysons Corner review

Matthew Ryan answered the phone when I called about a pre

Matthew Ryan answered the phone when I called about a pre owned vehicle at the Audi dealership. There were complications with getting my husband in whose name we had a car loan to the dealership. Matthew brought the car to our home. We did all the paper work inside with the help of George Awad on the hot day. He returned to the dealership, got the VA plates and returned. He "ubered" back to the dealership. Customer Service doesn't come better than that. He gets 10 stars! Thanks for the help, the ingenuity, flexibility, and ability to accommodate us. We needed it.

2019 Audi A4 2.0T Premium Plus review

Audi A4 is amazing

Best car I have ever owned hands down!! Classy and sleek interior design is amazing. After driving one this is all I will ever buy.

Vehicle information

Ext. color: Gray
Drivetrain: All-wheel Drive
MPG: 20-28
Fuel type: Gasoline
Transmission: Manual
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 25A0245B
VIN: WAUDF78E78A042466

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Audi Tysons Corner review

Mike Hallahan is super capable and knowledgable.

Mike Hallahan is super capable and knowledgable. Highly recommend him to all of our friends.

2008 Audi A4 2.0T quattro review

Great car.

Great car. We purchased ours in 2020 with 130k miles for our daughters to learn on a manual and it has been a very reliable car. The suspension remains tight and the car is quiet with virtually no rattles. The 6 speed is smooth shifting and great fun to drive.

Vehicle information

Ext. color: Florett Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 00012010
VIN: WAUABAF49NN003128

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Koons of Tysons Chevrolet GMC review

I worked with my service advisor Mr Carlos, he is very

I worked with my service advisor Mr Carlos, he is very nice, professional and knowledgeable, he always give me good advice on my car, I am very happy working with him.

Vehicle information

Ext. color: Mythos Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: PZ12753
VIN: WAUEAAF43PN010289

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Farrish Chrysler Dodge Jeep RAM review

Tony was really helpful in assisting my service request

Tony was really helpful in assisting my service request and also was able to complete all the paper in a timely manner which made my claim process faster

2023 Audi A4 45 S line Premium Plus review

EXCELLENCE REPEATS ITSELF

THIS IS MY 5TH AUDI IN THE LAST 12 YEARS. I LOVE THE STYLING, LOVE THE INTERIOR. PERFORMS LIKE A DREAM, PLENTY OF ACCERATION POWER. THE INTERIOR IS LUXURIOUS. HEATED SEATS AND STEERING WHEEL COME WITH THE LEATHER SEAT PACKAGE. THE SERVICE AT WEST PALM AUDI HAS BEEN TERRIFIC, EACH VISIT IF YOU WISH A FREE LOANER IS PROVIDED. THE THE SERVICE TEAM IS OUTSTANDING. DON'T HESISTAE TO TAKE A TEST DRIVE AND YOU WILL FALL IN LOVE AS I HAVE.

Vehicle information

Ext. color: Ibis White
Int. color: Rock Gray
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: PMN014977
VIN: WAUABAF41MN014977

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Rockville review

Kenneth and Mo is the best!

Kenneth and Mo is the best!!!! My experience was easy and I was not pressured. I would buy another car from Kenneth when in need.

2021 Audi A4 40 Premium review

Exceptional!

The ‘21 A4 Premium Plus S Line is my third consecutive Audi ... love it! Quiet, powerful, safe and fast! This conveyance offers a great deal of wonderful, useful tech, too. It’s two tone interior is gorgeous. Love it!

Vehicle information

Ext. color: Daytona Gray Pearl
Int. color: BLACK
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 001971
VIN: WAUEAAF44MN001970

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perfect Auto review

First Car Purchase - Couldn't have gone smoother!

I have no idea what happened with all the poor reviews. My experience with Jay and everyone else at Perfect Auto was wonderful. This was my first car purchase strictly in my name. It's a big decision and was nerve racking. They helped me make it easy and stress free. Plus I love my 2017 Subaru Legacy!!!

2021 Audi A4 45 S line Premium Plus review

Happy Steve

I used to lease a Mercedes C300, but the Audi A4 has better tech, is easier to use and a comparable ride. I am a happy customer!

Vehicle information

Ext. color: Gold
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, intercooled turbo, premium unleaded, engine with
Stock #: 010732
VIN: WAUAC48H64K010732

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Lux Imports review

Great place!

Great place! Got me a wonderful deal for a new car! I’m definitely going back to them for my next purchase and will recommend this place to my friends!

2004 Audi A4 1.8T Cabriolet review

Great car, definitely recommend!!

This car has all new parts isntalled on it and is a very reliable and comfortable car! A lot of fun to drive around town.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 7-Speed Automatic S tronic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: P313
VIN: WAUEAAF45PN011752

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Safford Brown Kia Manassas review

Prices were fair and Jeanne was super helpful!

Prices were fair and Jeanne was super helpful! We spent a good while in there, but she kept us accommodated and in good company. Everyone was knowledgeable and open to trying to get the buyer a good deal however they could.

Vehicle information

Ext. color: Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: AD250269A
VIN: WAUABAF47MA037462

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Bethesda review

Jacob Jay was great from the beginning.

Jacob Jay was great from the beginning. Chill, pleasant, informed, honest and caring, and always communicating on time. There was an issue with the car I wanted to test and he called me ahead and offered me a different one. He allowed me to drive as much as I needed to, and we bought it. He never pushed, never offered me anything I didn't need. Great dealer!

2021 Audi A4 40 Premium review

Excellent Vehicle

So happy I extended the lease on my previous A4 to wait for the new 2021 A4s to come in. Except car both inside and out. Meticulous attention to detail and the new standard features in the 2021 A4 are incredible.

Vehicle information

Ext. color: Ibis White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: 7-Speed Automatic S tronic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: A090900A
VIN: WAUABAF44MA033210

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Safford Brown Honda Arlington review

Provided info on vehicle, as requested.

Provided info on vehicle, as requested. I appreciated their response which helps with my car search,

Vehicle information

Ext. color: Orange
Int. color: Black
Drivetrain: AWD
MPG: 20-30
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 045448
VIN: WAUBFAFL8DN045448

Features

Entertainment: CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2013 Audi A4 2.0T Premium quattro review

Love this car. Just bought another one.

Great 4 door sedan. Handles perfect in ALL conditions. Hauls 4 very comfortably. Great safety and reliability. Service and support at the dealership is excellent but expensive. Test drive an Audi a-4, you won’t regret it.

Vehicle information

Ext. color: Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 7-Speed Automatic S tronic
Engine: 2.0L I4 TFSI DOHC
Stock #: T015042
VIN: WAUENAF4XKA015042

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Ourisman Volvo Audi of Frederick review

Zachary was and incredible sales profesional!

Zachary was and incredible sales profesional!!! OMG thank you for your time and to work with finance department and the General Manager to get me the desl that I was wanting!!! THANK YOU SOOOO MUCH!!!

2019 Audi A4 2.0T Premium Plus review

All the creature comforts, milage and style.

Great wheels with superb value. Used with Titanium package, clean lines and great interior. My daughter loves it and it gets great gas milage with solid power.

Vehicle information

Ext. color: Blue
Int. color: Rock Gray
Drivetrain: All-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: 7-Speed Double Clutch
Engine: 2.0L Turbo I4 261hp 273ft. lbs.
Stock #: P28258
VIN: WAUEAAF48NN006588

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Alexandria VW review

Great experience with Zahra.

Great experience with Zahra. She facilitated a great deal to beat a competing dealer, including valuing my trade, all over the phone/text messages. I drove to the dealer knowing exactly what to expect and experienced a straightforward experience. I was in and out in about an hour. Would point anyone I know in her direction.

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 26737644
VIN: WAUENAF42HN012508

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Reviews

CarMax Potomac Mills review

IN AND OUT

THANK YOU SKIP AFTER I TEST DROVE MY SHELBY I WAS OUT OF THE FINANCE OFFICE WITHIN 20MIN THIS DEALERSHIP HAS THERE ACT TOGETHER I WOULD HIRE SKIP TO WORK FOR ME

2017 Audi A4 Premium Plus review

Best all-rounders

The goods: Perfectly blends performance and comfort. Easily gets ~40 mpg during the summer time on highway drives without sacrificing any power (2.0T Premium Plus Quattro) . DSG is pretty fun when driven aggresively. Tech still feels fresh for a 2017. B&O sound is stellar. Very reliable despite the VW/Audi reputation in the past. This is the ultimate daily sleeper in my opinion. The not so good: DSG shifts quite harshly on low speed or during bitter cold months when the car is not warm enough. DSG maintenance is also quite costly and has to be done every 40k miles. Other nitpicky items: Audi non-sport seats have pretty short thigh support, so get the sport package with the thigh extenders, they are totally worth it. The need to use infotainment screen to put wiper in service position and check oil level (yup, no dipsticks) is unnecesary. Brake pad wear sensors are annoying when they go off. Major service reminder reset needs to be done at dealership, so it can be a little pricey. Overall, I think this is one of the best cars I've ever owned. I usually like to get the top trims, but Premium Plus (mid trim) is the way to go and has a lot more equipment than you'll need. The nickpicky items I think are common in modern cars, so not really a deal breaker.

About the Audi A4

FAQs

How much does the Audi A4 cost?

The Audi A4 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the A4 is $18,850, with pricing starting at $900.

What is the MPG of the Audi A4?

The hybrid Audi A4 can reach up to 26 MPG city and 35 MPG highway for a combined rating of 30 MPG. The Audi A4 with traditional internal combustion engine offers up to 27 MPG city and 37 MPG highway for a combined rating of 31 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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